Is HRBK or DGRO a better dividend investment in 2026?

HRBK currently yields 5.39% with a 5% 5-year dividend growth rate. DGRO yields 2.13% with 9.5% growth. The better choice depends on your goal: HRBK offers higher current income.

What is the dividend yield difference between HRBK and DGRO?

HRBK has a forward dividend yield of 5.39% ($1.00/share annually). DGRO yields 2.13% ($1.47/share annually). The yield gap is 3.26 percentage points.

Home › Compare › HRBK vs DGRO

HRBK vs DGRO: Dividend Comparison 2026

HRBK yields 5.39% · DGRO yields 2.13%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DGRO wins by $3.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HRBK

● Live price

5.39%

Share price

$18.55

Annual div

$1.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.5K

Annual income

$760.69

Full HRBK calculator →

DGRO

iShares Core Dividend Growth ETF

● Live price

2.13%

Share price

$68.98

Annual div

$1.47

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.6K

Annual income

$239.96

Full DGRO calculator →

Portfolio growth — HRBK vs DGRO

📍 DGRO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HRBK	DGRO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HRBK + DGRO cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HRBK pays

DGRO pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HRBK

Annual income on $10K today (after 15% tax)

$458.22/yr

After 10yr DRIP, annual income (after tax)

$646.59/yr

DGRO

Annual income on $10K today (after 15% tax)

$181.24/yr

After 10yr DRIP, annual income (after tax)

$203.97/yr

At 15% tax rate, HRBK beats the other by $442.62/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HRBK + DGRO for your $10,000?

HRBK: 50%DGRO: 50%

100% DGRO50/50100% HRBK

Portfolio after 10yr

$30.1K

Annual income

$500.32/yr

Blended yield

1.66%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HRBK buys

DGRO buys

No recent congressional trades found for HRBK or DGRO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHRBKDGRO

Forward yield	5.39% ✓	2.13%
Annual dividend / share	$1.00	$1.47 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$28.5K	$31.6K ✓
Annual income after 10y	$760.69 ✓	$239.96
Total dividends collected	$6.5K ✓	$2.3K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HRBK vs DGRO ($10,000, DRIP)

Year	HRBK Portfolio	HRBK Income/yr	DGRO Portfolio	DGRO Income/yr	Gap
1← crossover	$11,239	$539.08	$11,293	$213.22	$54.00 → DGRO
2	$12,592	$566.24	$12,730	$217.32	$138.00 → DGRO
3	$14,066	$592.91	$14,326	$221.10	$260.00 → DGRO
4	$15,670	$619.00	$16,098	$224.56	$428.00 → DGRO
5	$17,411	$644.45	$18,064	$227.74	$653.00 → DGRO
6	$19,299	$669.22	$20,246	$230.65	$947.00 → DGRO
7	$21,344	$693.26	$22,666	$233.30	$1.3K → DGRO
8	$23,554	$716.54	$25,349	$235.73	$1.8K → DGRO
9	$25,942	$739.02	$28,325	$237.94	$2.4K → DGRO
10	$28,519	$760.69	$31,624	$239.96	$3.1K → DGRO

HRBK vs DGRO: Complete Analysis 2026

HRBK — Stock

Harbor Bankshares Corporation provides various banking services in Maryland. The company offers personal checking, savings and investment, cards, individual retirement plans, certificate of deposits, mortgages, loans and lines of credit, online banking, bill pay, mobile banking, E-statement, telebanc, and interest rate services. It also provides business loans, remote deposit, positive pay, cash management, and merchant services. In addition, the company offers personal, home equity, installment, and VIP loans; home equity and overdraft lines of credit. Further, the company provides brokerage and insurance products. The company operates through six branch locations primarily serves the Baltimore, Maryland Metropolitan area. Harbor Bankshares Corporation was founded in 1982 and is based in Baltimore, Maryland.

Full HRBK Calculator →

DGRO — ETF

The iShares Core Dividend Growth ETF seeks to track the investment results of an index composed of U.S. equities with a history of consistently growing dividends.

Full DGRO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.