Home › Compare › HRBK vs JNJ

HRBK vs JNJ: Dividend Comparison 2026

HRBK yields 5.39% · JNJ yields 2.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 JNJ wins by $1.8K in total portfolio value· pulled ahead in Year 10
10 years
HRBK
HRBK
● Live price
5.39%
Share price
$18.55
Annual div
$1.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.5K
Annual income
$760.69
Full HRBK calculator →
JNJ
Johnson & Johnson
● Live price
2.13%
Share price
$244.44
Annual div
$5.20
5Y div CAGR
28%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.3K
Annual income
$4,689.40
Full JNJ calculator →

Portfolio growth — HRBK vs JNJ

📍 JNJ pulled ahead of the other in Year 10

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHRBKJNJ
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HRBK + JNJ cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
HRBK pays
JNJ pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HRBK
Annual income on $10K today (after 15% tax)
$458.22/yr
After 10yr DRIP, annual income (after tax)
$646.59/yr
JNJ
Annual income on $10K today (after 15% tax)
$180.82/yr
After 10yr DRIP, annual income (after tax)
$3,985.99/yr
At 15% tax rate, JNJ beats the other by $3,339.40/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HRBK + JNJ for your $10,000?

HRBK: 50%JNJ: 50%
100% JNJ50/50100% HRBK
Portfolio after 10yr
$29.4K
Annual income
$2,725.04/yr
Blended yield
9.27%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on JNJ right now

HRBK
No analyst data
Altman Z
-0.8
Piotroski
7/9
JNJ
Analyst Ratings
20
Buy
17
Hold
3
Sell
Consensus: Buy
Price Target
$228.73
-6.4% upside vs current
Range: $190.00 — $265.00
Altman Z
5.2
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HRBK buys
0
JNJ buys
0
No recent congressional trades found for HRBK or JNJ in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHRBKJNJ
Forward yield5.39% ✓2.13%
Annual dividend / share$1.00$5.20 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%28% ✓
Portfolio after 10y$28.5K$30.3K ✓
Annual income after 10y$760.69$4,689.40 ✓
Total dividends collected$6.5K$15.4K ✓
Payment frequencyquarterlyquarterly
SectorStockHealthcare

Year-by-year: HRBK vs JNJ ($10,000, DRIP)

YearHRBK PortfolioHRBK Income/yrJNJ PortfolioJNJ Income/yrGap
1$11,239$539.08$10,592$272.30+$647.00 → HRBK
2$12,592$566.24$11,289$357.73+$1.3K → HRBK
3$14,066$592.91$12,123$472.89+$1.9K → HRBK
4$15,670$619.00$13,141$629.86+$2.5K → HRBK
5$17,411$644.45$14,408$846.81+$3.0K → HRBK
6$19,299$669.22$16,021$1,151.60+$3.3K → HRBK
7$21,344$693.26$18,122$1,588.22+$3.2K → HRBK
8$23,554$716.54$20,930$2,228.20+$2.6K → HRBK
9$25,942$739.02$24,792$3,191.91+$1.1K → HRBK
10← crossover$28,519$760.69$30,274$4,689.40$1.8K → JNJ

HRBK vs JNJ: Complete Analysis 2026

HRBK — Stock

Harbor Bankshares Corporation provides various banking services in Maryland. The company offers personal checking, savings and investment, cards, individual retirement plans, certificate of deposits, mortgages, loans and lines of credit, online banking, bill pay, mobile banking, E-statement, telebanc, and interest rate services. It also provides business loans, remote deposit, positive pay, cash management, and merchant services. In addition, the company offers personal, home equity, installment, and VIP loans; home equity and overdraft lines of credit. Further, the company provides brokerage and insurance products. The company operates through six branch locations primarily serves the Baltimore, Maryland Metropolitan area. Harbor Bankshares Corporation was founded in 1982 and is based in Baltimore, Maryland.

Full HRBK Calculator →

JNJ — Healthcare

Johnson & Johnson, together with its subsidiaries, researches and develops, manufactures, and sells various products in the healthcare field worldwide, but strategically separated its Consumer Health business into Kenvue Inc. in 2023 to focus on its higher-growth, innovation-driven segments; the former Consumer Health brands (including TYLENOL, LISTERINE, and BAND-AID) are now owned by Kenvue. The company's core focus is now split between its Innovative Medicine (formerly Pharmaceutical) segment, which offers prescription products for complex diseases such as rheumatoid arthritis, various cancers, HIV/AIDS, and neurodegenerative disorders; and its MedTech (Medical Devices) segment, which provides advanced technology solutions including electrophysiology products, neurovascular care products, orthopaedics (hips, knees, spine), advanced surgery solutions, and disposable contact lenses under the ACUVUE brand. Company's two remaining segments primarily serve hospitals, healthcare professionals, wholesalers, and retailers, continuing its mission of advancing human health since its founding in 1886 and its current basing in New Brunswick, New Jersey.

Full JNJ Calculator →
📬

Get this HRBK vs JNJ comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HRBK vs SCHDHRBK vs JEPIHRBK vs OHRBK vs KOHRBK vs MAINHRBK vs ABBVHRBK vs MRKHRBK vs PFE

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.