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HRCR vs GBDC: Dividend Comparison 2026

HRCR yields 0.61% · GBDC yields 11.85%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.76M in total portfolio value
10 years
HRCR
HRCR
● Live price
0.61%
Share price
$3,950.00
Annual div
$24.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.5K
Annual income
$63.21
Full HRCR calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — HRCR vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHRCRGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HRCR + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HRCR pays
GBDC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HRCR
Annual income on $10K today (after 15% tax)
$51.65/yr
After 10yr DRIP, annual income (after tax)
$53.73/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, GBDC beats the other by $13,930,820.17/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HRCR + GBDC for your $10,000?

HRCR: 50%GBDC: 50%
100% GBDC50/50100% HRCR
Portfolio after 10yr
$10.40M
Annual income
$8,194,663.30/yr
Blended yield
78.81%
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Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

HRCR
No analyst data
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HRCR buys
0
GBDC buys
2
PoliticianChamberTickerTypeAmountDate
David P. Joyce🏢 House$GBDC▼ Sell$1,001 - $15,0002023-06-30
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002023-06-19
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-14
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-12
Teresa Leger Fernandez🏢 House$GBDC▼ Sell$15,001 - $50,0002021-01-20
David P. Joyce🏢 House$GBDC▲ Buy$1,001 - $15,0002020-02-25
David P. Joyce🏢 House$GBDC▲ Buy$15,001 - $50,0002019-05-30
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHRCRGBDC
Forward yield0.61%11.85%
Annual dividend / share$24.00$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1%
Portfolio after 10y$20.5K$20.78M
Annual income after 10y$63.21$16,389,263.41
Total dividends collected$621.00$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: HRCR vs GBDC ($10,000, DRIP)

YearHRCR PortfolioHRCR Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$10,761$60.76$12,490$1,790.28$1.7KGBDC
2$11,575$61.10$16,522$3,157.73$4.9KGBDC
3$12,447$61.43$23,578$5,898.68$11.1KGBDC
4$13,380$61.73$37,115$11,886.75$23.7KGBDC
5$14,378$62.02$66,136$26,423.57$51.8KGBDC
6$15,447$62.29$137,257$66,491.44$121.8KGBDC
7$16,591$62.54$341,734$194,868.54$325.1KGBDC
8$17,815$62.78$1,050,788$685,133.02$1.03MGBDC
9$19,125$63.00$4,099,314$2,974,971.01$4.08MGBDC
10$20,527$63.21$20,775,530$16,389,263.41$20.76MGBDC

HRCR vs GBDC: Complete Analysis 2026

HRCRStock

Hershey Creamery Company, Inc. produces, sells, and distributes bulk ice cream and ice cream novelties. It offers various flavors of bulk ice cream, including reduced fat and no sugar added bulk ice creams; hand dipped products, such as ice cream shakes, splits, smoothies, cups, and dishes; pre-packaged ice-cream products, which comprise scrounds, round pints, rounds, foam cups, slices, and ice cream cakes; creamy soft serve ice creams; and frozen drinks, which include milkshakes, smoothies, frozen coffee drinks, and more. The company also provides sherbets, sorbets, and frozen yogurts. It serves parlors, restaurants, healthcare customers, K-12 schools, and colleges/universities, as well as other non-traditional sites, such as campgrounds, amusement parks, and others. The company sells its products through retailers in the United States. Hershey Creamery Company, Inc. was founded in 1894 and is based in Harrisburg, Pennsylvania.

Full HRCR Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.