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HRCVX vs BTI: Dividend Comparison 2026

HRCVX yields 19.80% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HRCVX wins by $34.4K in total portfolio value
10 years
HRCVX
HRCVX
● Live price
19.80%
Share price
$19.05
Annual div
$3.77
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$72.1K
Annual income
$6,594.89
Full HRCVX calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — HRCVX vs BTI

📍 HRCVX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHRCVXBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HRCVX + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HRCVX pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HRCVX
Annual income on $10K today (after 15% tax)
$1,682.83/yr
After 10yr DRIP, annual income (after tax)
$5,605.66/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, HRCVX beats the other by $3,237.01/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of HRCVX + BTI for your $10,000?

HRCVX: 50%BTI: 50%
100% BTI50/50100% HRCVX
Portfolio after 10yr
$54.9K
Annual income
$4,690.77/yr
Blended yield
8.54%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

HRCVX
No analyst data
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HRCVX buys
0
BTI buys
0
No recent congressional trades found for HRCVX or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHRCVXBTI
Forward yield19.80%5.38%
Annual dividend / share$3.77$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$72.1K$37.7K
Annual income after 10y$6,594.89$2,786.64
Total dividends collected$40.8K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: HRCVX vs BTI ($10,000, DRIP)

YearHRCVX PortfolioHRCVX Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$12,680$1,979.81$11,299$598.92+$1.4KHRCVX
2$15,914$2,346.13$12,794$703.91+$3.1KHRCVX
3$19,779$2,751.83$14,518$829.07+$5.3KHRCVX
4$24,360$3,196.55$16,513$978.64+$7.8KHRCVX
5$29,745$3,679.36$18,827$1,157.84+$10.9KHRCVX
6$36,026$4,198.72$21,518$1,373.12+$14.5KHRCVX
7$43,300$4,752.63$24,657$1,632.46+$18.6KHRCVX
8$51,670$5,338.60$28,329$1,945.74+$23.3KHRCVX
9$61,241$5,953.74$32,637$2,325.33+$28.6KHRCVX
10$72,122$6,594.89$37,708$2,786.64+$34.4KHRCVX

HRCVX vs BTI: Complete Analysis 2026

HRCVXStock

The investment seeks long-term capital appreciation and, secondarily, seeks current income. The fund invests primarily in domestic equity securities (predominantly common stocks) that the portfolio managers believe are high-quality, financially strong companies that pay above-market dividends, have cash resources (i.e. free cash flow) and a history of raising dividends. It generally invests in mid- and large-capitalization companies that are diversified across different industries and sectors.

Full HRCVX Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.