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HRGLY vs BTI: Dividend Comparison 2026

HRGLY yields 4.11% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HRGLY wins by $42.2K in total portfolio value· pulled ahead in Year 3
10 years
HRGLY
HRGLY
● Live price
4.11%
Share price
$23.55
Annual div
$0.97
5Y div CAGR
31.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$79.9K
Annual income
$19,854.61
Full HRGLY calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — HRGLY vs BTI

📍 HRGLY pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHRGLYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HRGLY + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HRGLY pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HRGLY
Annual income on $10K today (after 15% tax)
$349.38/yr
After 10yr DRIP, annual income (after tax)
$16,876.42/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, HRGLY beats the other by $14,507.77/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HRGLY + BTI for your $10,000?

HRGLY: 50%BTI: 50%
100% BTI50/50100% HRGLY
Portfolio after 10yr
$58.8K
Annual income
$11,320.62/yr
Blended yield
19.25%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

HRGLY
Analyst Ratings
2
Hold
Consensus: Hold
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HRGLY buys
0
BTI buys
0
No recent congressional trades found for HRGLY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHRGLYBTI
Forward yield4.11%5.38%
Annual dividend / share$0.97$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR31.8%11.3%
Portfolio after 10y$79.9K$37.7K
Annual income after 10y$19,854.61$2,786.64
Total dividends collected$53.1K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy

Year-by-year: HRGLY vs BTI ($10,000, DRIP)

YearHRGLY PortfolioHRGLY Income/yrBTI PortfolioBTI Income/yrGap
1$11,242$541.75$11,299$598.92$57.00BTI
2$12,779$750.18$12,794$703.91$15.00BTI
3← crossover$14,724$1,050.40$14,518$829.07+$206.00HRGLY
4$17,245$1,490.78$16,513$978.64+$732.00HRGLY
5$20,603$2,150.78$18,827$1,157.84+$1.8KHRGLY
6$25,211$3,165.13$21,518$1,373.12+$3.7KHRGLY
7$31,746$4,770.58$24,657$1,632.46+$7.1KHRGLY
8$41,368$7,399.60$28,329$1,945.74+$13.0KHRGLY
9$56,141$11,877.19$32,637$2,325.33+$23.5KHRGLY
10$79,925$19,854.61$37,708$2,786.64+$42.2KHRGLY

HRGLY vs BTI: Complete Analysis 2026

HRGLYStock

Hargreaves Lansdown plc provides investment services for individuals and corporates in the United Kingdom and Poland. It primarily operates Vantage, a direct-to-investor platform. The company offers stocks and shares individual savings accounts (ISAs), fund and share accounts, and junior and lifetime ISAs. It also provides pension services, including self-invested personal pensions (SIPP), junior SIPPs, annuities, and drawdown; share dealing services; and fund dealing services. In addition, the company offers investment accounts; cash savings; foreign currency exchange services; and financial advisory services. Hargreaves Lansdown plc was founded in 1981 and is headquartered in Bristol, the United Kingdom.

Full HRGLY Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.