HomeCompareHRL vs UNP

HRL vs UNP: Dividend Comparison 2026

HRL yields 5.05% · UNP yields 2.29%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HRL wins by $5.5K in total portfolio value
10 years
HRL
HRL
● Live price
5.05%
Share price
$23.02
Annual div
$1.16
5Y div CAGR
27%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$75.4K
Annual income
$16,497.99
Full HRL calculator →
UNP
UNP
● Live price
2.29%
Share price
$239.23
Annual div
$5.48
5Y div CAGR
40.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$69.9K
Annual income
$18,474.89
Full UNP calculator →

Portfolio growth — HRL vs UNP

📍 HRL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHRLUNP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HRL + UNP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HRL pays
UNP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HRL
Annual income on $10K today (after 15% tax)
$429.25/yr
After 10yr DRIP, annual income (after tax)
$14,023.29/yr
UNP
Annual income on $10K today (after 15% tax)
$194.71/yr
After 10yr DRIP, annual income (after tax)
$15,703.66/yr
At 15% tax rate, UNP beats the other by $1,680.36/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HRL + UNP for your $10,000?

HRL: 50%UNP: 50%
100% UNP50/50100% HRL
Portfolio after 10yr
$72.6K
Annual income
$17,486.44/yr
Blended yield
24.07%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on UNP right now

HRL
Analyst Ratings
7
Buy
15
Hold
7
Sell
Consensus: Hold
Price Target
$27.20
+18.2% upside vs current
Range: $25.00 — $30.00
Altman Z
3.5
Piotroski
6/9
UNP
Analyst Ratings
1
Strong
27
Buy
18
Hold
1
Sell
Consensus: Buy
Price Target
$276.57
+15.6% upside vs current
Range: $245.00 — $311.00
Altman Z
3.9
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HRL buys
9
UNP buys
7
PoliticianChamberTickerTypeAmountDate
John Boozman🏛 Senate$UNP▼ Sell$1,001 - $15,0002026-02-19
John Boozman🏛 Senate$UNP▼ Sell$1,001 - $15,0002026-01-29
John Boozman🏛 Senate$UNP▼ Sell$1,001 - $15,0002026-01-29
Julie Johnson🏢 House$UNP▼ Sell$1,001 - $15,0002025-12-18
Julie Johnson🏢 House$UNP▼ Sell$1,001 - $15,0002025-11-13
Scott Mr Franklin🏢 House$UNP▲ Buy$1,001 - $15,0002025-10-14
Scott Mr Franklin🏢 House$UNP▲ Buy$50,001 - $100,0002025-10-14
Scott Mr Franklin🏢 House$UNP▲ Buy$1,001 - $15,0002025-10-14
Lisa McClain🏢 House$HRL▼ Sell$1,001 - $15,0002025-09-25
Lisa McClain🏢 House$HRL▲ Buy$1,001 - $15,0002025-09-11
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHRLUNP
Forward yield5.05%2.29%
Annual dividend / share$1.16$5.48
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR27%40.9%
Portfolio after 10y$75.4K$69.9K
Annual income after 10y$16,497.99$18,474.89
Total dividends collected$48.3K$44.9K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesStock
Analyst consensusHoldBuy
Analyst price target$27.20$276.57

Year-by-year: HRL vs UNP ($10,000, DRIP)

YearHRL PortfolioHRL Income/yrUNP PortfolioUNP Income/yrGap
1← crossover$11,341$641.34$11,023$322.76+$318.00HRL
2$12,999$863.33$12,263$468.48+$736.00HRL
3$15,083$1,174.43$13,808$686.31+$1.3KHRL
4$17,756$1,617.47$15,792$1,017.59+$2.0KHRL
5$21,259$2,260.06$18,430$1,532.54+$2.8KHRL
6$25,959$3,211.72$22,075$2,355.20+$3.9KHRL
7$32,431$4,654.78$27,335$3,714.82+$5.1KHRL
8$41,603$6,902.25$35,306$6,057.38+$6.3KHRL
9$55,025$10,509.43$48,080$10,302.43+$6.9KHRL
10$75,375$16,497.99$69,920$18,474.89+$5.5KHRL

HRL vs UNP: Complete Analysis 2026

HRLConsumer Staples

Hormel Foods Corporation develops, processes, and distributes various meat, nuts, and food products to retail, foodservice, deli, and commercial customers in the United States and internationally. The company operates through four segments: Grocery Products, Refrigerated Foods, Jennie-O Turkey Store, and International & Other. It provides various perishable products that include fresh meats, frozen items, refrigerated meal solutions, sausages, hams, guacamoles, and bacons; and shelf-stable products comprising canned luncheon meats, nut butters, snack nuts, chilies, shelf-stable microwaveable meals, hashes, stews, tortillas, salsas, tortilla chips, and others. The company also engages in the processing, marketing, and sale of branded and unbranded pork, beef, poultry, and turkey products, as well as offers nutritional food products and supplements, desserts and drink mixes, and industrial gelatin products. It sells its products primarily under the SKIPPY, SPAM, Hormel, Natural Choice, Applegate, Justin's, Jennie-O, Café H, Herdez, Black Label, Sadler's, Columbus, Gatherings, Herdez, Wholly, Columbus, Planters, NUT-rition, Planters Cheez Balls, Corn Nuts, etc. brand names through sales personnel, independent brokers, and distributors. The company was formerly known as Geo. A. Hormel & Company and changed its name to Hormel Foods Corporation in January 1995. Hormel Foods Corporation was founded in 1891 and is headquartered in Austin, Minnesota.

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UNPStock

Union Pacific Corporation, through its subsidiary, Union Pacific Railroad Company, operates in the railroad business in the United States. The company offers transportation services for grain and grain products, fertilizers, food and refrigerated products, and coal and renewables to grain processors, animal feeders, ethanol producers, and other agricultural users; petroleum, and liquid petroleum gases; and construction products, industrial chemicals, plastics, forest products, specialized products, metals and ores, soda ash, and sand, as well as finished automobiles, automotive parts, and merchandise in intermodal containers. As of December 31, 2021, its rail network included 32,452 route miles connecting Pacific Coast and Gulf Coast ports with the Midwest and Eastern United States gateways. The company was founded in 1862 and is headquartered in Omaha, Nebraska.

Full UNP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.