Is HRLVX or MO a better dividend investment in 2026?

HRLVX currently yields 4.00% with a 5% 5-year dividend growth rate. MO yields 6.36% with 4.3% growth. The better choice depends on your goal: MO offers higher current income.

What is the dividend yield difference between HRLVX and MO?

HRLVX has a forward dividend yield of 4.00% ($2.00/share annually). MO yields 6.36% ($4.20/share annually). The yield gap is 2.36 percentage points.

Home › Compare › HRLVX vs MO

HRLVX vs MO: Dividend Comparison 2026

HRLVX yields 4.00% · MO yields 6.36%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MO wins by $52.1K in total portfolio value· pulled ahead in Year 6

INVESTMENT

TIME HORIZON10 years

HRLVX

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full HRLVX calculator →

Altria Group Inc.

● Live price

6.36%

Share price

$65.99

Annual div

$4.20

5Y div CAGR

22.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$80.1K

Annual income

$30,159.17

Full MO calculator →

Portfolio growth — HRLVX vs MO

📍 MO pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HRLVX	MO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HRLVX + MO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HRLVX pays

MO pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HRLVX

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

Annual income on $10K today (after 15% tax)

$540.99/yr

After 10yr DRIP, annual income (after tax)

$25,635.29/yr

At 15% tax rate, MO beats the other by $24,870.98/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HRLVX + MO for your $10,000?

HRLVX: 50%MO: 50%

100% MO50/50100% HRLVX

Portfolio after 10yr

$54.1K

Annual income

$15,529.18/yr

Blended yield

28.71%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

HRLVX

No analyst data

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$61.25

-7.2% upside vs current

Range: $47.00 — $68.00

Altman Z

3.2

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HRLVX buys

MO buys

No recent congressional trades found for HRLVX or MO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHRLVXMO

Forward yield	4.00%	6.36% ✓
Annual dividend / share	$2.00	$4.20 ✓
Payout ratio	50%	50%
1-year div growth	5% ✓	0%
5-year div CAGR	5%	22.6% ✓
Portfolio after 10y	$28.0K	$80.1K ✓
Annual income after 10y	$899.19	$30,159.17 ✓
Total dividends collected	$6.4K	$74.5K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: HRLVX vs MO ($10,000, DRIP)

Year	HRLVX Portfolio	HRLVX Income/yr	MO Portfolio	MO Income/yr	Gap
1	$11,120	$420.00	$10,570	$780.30	+$550.00 → HRLVX
2	$12,357	$458.31	$11,381	$1,032.90	+$976.00 → HRLVX
3	$13,721	$499.76	$12,535	$1,392.73	+$1.2K → HRLVX
4	$15,227	$544.58	$14,193	$1,920.91	+$1.0K → HRLVX
5	$16,885	$593.02	$16,618	$2,723.68	+$267.00 → HRLVX
6← crossover	$18,713	$645.34	$20,263	$3,993.80	$1.6K → MO
7	$20,724	$701.81	$25,936	$6,098.36	$5.2K → MO
8	$22,938	$762.73	$35,166	$9,775.01	$12.2K → MO
9	$25,372	$828.41	$51,026	$16,597.78	$25.7K → MO
10	$28,047	$899.19	$80,113	$30,159.17	$52.1K → MO

HRLVX vs MO: Complete Analysis 2026

HRLVX — Stock

HRLVX is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in HRLVX shares.

Full HRLVX Calculator →

MO — Consumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.