HomeCompareHRLVX vs SPHD

HRLVX vs SPHD: Dividend Comparison 2026

HRLVX yields 22.38% · SPHD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HRLVX wins by $56.4K in total portfolio value
10 years
HRLVX
HRLVX
● Live price
22.38%
Share price
$18.83
Annual div
$4.21
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$84.4K
Annual income
$8,624.73
Full HRLVX calculator →
SPHD
SPHD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SPHD calculator →

Portfolio growth — HRLVX vs SPHD

📍 HRLVX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHRLVXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HRLVX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HRLVX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HRLVX
Annual income on $10K today (after 15% tax)
$1,902.57/yr
After 10yr DRIP, annual income (after tax)
$7,331.02/yr
SPHD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, HRLVX beats the other by $6,566.71/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of HRLVX + SPHD for your $10,000?

HRLVX: 50%SPHD: 50%
100% SPHD50/50100% HRLVX
Portfolio after 10yr
$56.2K
Annual income
$4,761.97/yr
Blended yield
8.47%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HRLVX buys
0
SPHD buys
0
No recent congressional trades found for HRLVX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHRLVXSPHD
Forward yield22.38%4.00%
Annual dividend / share$4.21$2.00
Payout ratio50%50%
1-year div growth0%5%
5-year div CAGR0%5%
Portfolio after 10y$84.4K$28.0K
Annual income after 10y$8,624.73$899.19
Total dividends collected$50.8K$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HRLVX vs SPHD ($10,000, DRIP)

YearHRLVX PortfolioHRLVX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$12,938$2,238.32$11,120$420.00+$1.8KHRLVX
2$16,551$2,706.55$12,357$458.31+$4.2KHRLVX
3$20,945$3,235.69$13,721$499.76+$7.2KHRLVX
4$26,238$3,826.89$15,227$544.58+$11.0KHRLVX
5$32,555$4,480.37$16,885$593.02+$15.7KHRLVX
6$40,029$5,195.38$18,713$645.34+$21.3KHRLVX
7$48,801$5,970.27$20,724$701.81+$28.1KHRLVX
8$59,020$6,802.47$22,938$762.73+$36.1KHRLVX
9$70,840$7,688.64$25,372$828.41+$45.5KHRLVX
10$84,423$8,624.73$28,047$899.19+$56.4KHRLVX

HRLVX vs SPHD: Complete Analysis 2026

HRLVXStock

The fund invests primarily in equity securities, principally common and preferred stocks of large cap companies. Under normal market conditions, the fund invests at least 80% of its net assets, plus borrowings for investment purposes, in securities of large cap companies. The Subadviser focuses on those companies that the advisor believes are higher quality businesses that are undervalued by the market relative to what the Subadviser believes to be their fair value. The fund may invest up to 20% of its total assets in the securities of foreign issuers, including issuers located or doing business in emerging markets.

Full HRLVX Calculator →

SPHDETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.