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HSNGY vs BTI: Dividend Comparison 2026

HSNGY yields 104.46% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HSNGY wins by $446.6K in total portfolio value
10 years
HSNGY
HSNGY
● Live price
104.46%
Share price
$19.70
Annual div
$20.58
5Y div CAGR
-13.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$484.3K
Annual income
$55,873.97
Full HSNGY calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — HSNGY vs BTI

📍 HSNGY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHSNGYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HSNGY + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HSNGY pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HSNGY
Annual income on $10K today (after 15% tax)
$8,879.04/yr
After 10yr DRIP, annual income (after tax)
$47,492.87/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, HSNGY beats the other by $45,124.23/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HSNGY + BTI for your $10,000?

HSNGY: 50%BTI: 50%
100% BTI50/50100% HSNGY
Portfolio after 10yr
$261.0K
Annual income
$29,330.31/yr
Blended yield
11.24%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

HSNGY
No analyst data
Altman Z
-0.5
Piotroski
4/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HSNGY buys
0
BTI buys
0
No recent congressional trades found for HSNGY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHSNGYBTI
Forward yield104.46%5.38%
Annual dividend / share$20.58$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-13.1%11.3%
Portfolio after 10y$484.3K$37.7K
Annual income after 10y$55,873.97$2,786.64
Total dividends collected$368.1K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: HSNGY vs BTI ($10,000, DRIP)

YearHSNGY PortfolioHSNGY Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$19,778$9,077.51$11,299$598.92+$8.5KHSNGY
2$35,742$14,580.56$12,794$703.91+$22.9KHSNGY
3$59,645$21,400.48$14,518$829.07+$45.1KHSNGY
4$92,823$29,003.36$16,513$978.64+$76.3KHSNGY
5$135,979$36,657.96$18,827$1,157.84+$117.2KHSNGY
6$189,111$43,613.27$21,518$1,373.12+$167.6KHSNGY
7$251,609$49,260.53$24,657$1,632.46+$227.0KHSNGY
8$322,450$53,228.60$28,329$1,945.74+$294.1KHSNGY
9$400,423$55,400.99$32,637$2,325.33+$367.8KHSNGY
10$484,326$55,873.97$37,708$2,786.64+$446.6KHSNGY

HSNGY vs BTI: Complete Analysis 2026

HSNGYStock

Hang Seng Bank Limited, together with its subsidiaries, provides various banking and related financial services to individual, corporate, commercial, small and medium-sized enterprise, and institutional customers in Hong Kong, Mainland China, and internationally. It operates through four segments: Wealth and Personal Banking, Commercial Banking, Global Banking and Markets, and Other. The company offers personal banking services, including current and savings accounts, time deposits, mortgages and personal loans, credit cards, and insurance, investment, and other wealth management services, as well as consumer lending services. It also provides corporate lending, trade and receivable finance, payments and cash management, treasury and foreign exchange, general insurance, key-person insurance, investment services, and corporate wealth management; and general banking, corporate lending, interest rates, foreign exchange, money markets, structured products and derivatives, etc. In addition, the company offers retirement benefits, life assurance, fund management, and stock broking services, as well as index compilation and licensing; fund raising and sales; and asset management services. It operates approximately 280 service outlets in Hong Kong; branches in Macau and Singapore; and a representative office in Taipei, Taiwan. Hang Seng Bank Limited, through its subsidiary, Hang Seng Bank (China) Limited, also operates a network of outlets in approximately 20 cities in Mainland China. The company was founded in 1933 and is headquartered in Central, Hong Kong. Hang Seng Bank Limited is a subsidiary of The Hongkong and Shanghai Banking Corporation Limited.

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BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.