HomeCompareHSY vs MTB

HSY vs MTB: Dividend Comparison 2026

HSY yields 2.60% · MTB yields 2.91%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HSY wins by $2.75M in total portfolio value
10 years
HSY
HSY
● Live price
2.60%
Share price
$213.55
Annual div
$5.56
5Y div CAGR
73.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2.80M
Annual income
$2,142,632.58
Full HSY calculator →
MTB
MTB
● Live price
2.91%
Share price
$201.13
Annual div
$5.85
5Y div CAGR
29.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$48.5K
Annual income
$7,904.03
Full MTB calculator →

Portfolio growth — HSY vs MTB

📍 HSY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHSYMTB
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HSY + MTB cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HSY pays
MTB pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HSY
Annual income on $10K today (after 15% tax)
$221.39/yr
After 10yr DRIP, annual income (after tax)
$1,821,237.69/yr
MTB
Annual income on $10K today (after 15% tax)
$247.23/yr
After 10yr DRIP, annual income (after tax)
$6,718.43/yr
At 15% tax rate, HSY beats the other by $1,814,519.27/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HSY + MTB for your $10,000?

HSY: 50%MTB: 50%
100% MTB50/50100% HSY
Portfolio after 10yr
$1.42M
Annual income
$1,075,268.30/yr
Blended yield
75.57%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MTB right now

HSY
Analyst Ratings
6
Buy
26
Hold
3
Sell
Consensus: Hold
Price Target
$229.21
+7.3% upside vs current
Range: $181.00 — $267.00
Altman Z
4.1
Piotroski
5/9
MTB
Analyst Ratings
15
Buy
29
Hold
4
Sell
Consensus: Hold
Price Target
$228.63
+13.7% upside vs current
Range: $208.00 — $255.00
Altman Z
-0.3
Piotroski
8/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HSY buys
0
MTB buys
0
No recent congressional trades found for HSY or MTB in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHSYMTB
Forward yield2.60%2.91%
Annual dividend / share$5.56$5.85
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR73.5%29.4%
Portfolio after 10y$2.80M$48.5K
Annual income after 10y$2,142,632.58$7,904.03
Total dividends collected$2.72M$24.8K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesFinancials
Analyst consensusHoldHold
Analyst price target$229.21$228.63

Year-by-year: HSY vs MTB ($10,000, DRIP)

YearHSY PortfolioHSY Income/yrMTB PortfolioMTB Income/yrGap
1← crossover$11,152$451.89$11,076$376.37+$76.00HSY
2$12,750$817.14$12,356$504.15+$394.00HSY
3$15,157$1,514.82$13,901$680.12+$1.3KHSY
4$19,138$2,920.05$15,799$925.35+$3.3KHSY
5$26,456$5,978.47$18,177$1,271.90+$8.3KHSY
6$41,709$13,400.95$21,219$1,769.67+$20.5KHSY
7$78,886$34,257.43$25,203$2,498.31+$53.7KHSY
8$189,469$105,060.87$30,556$3,588.54+$158.9KHSY
9$611,893$409,161.27$37,956$5,261.49+$573.9KHSY
10$2,797,358$2,142,632.58$48,517$7,904.03+$2.75MHSY

HSY vs MTB: Complete Analysis 2026

HSYConsumer Staples

The Hershey Company, together with its subsidiaries, engages in the manufacture and sale of confectionery products and pantry items in the United States and internationally. The company operates through three segments: North America Confectionery, North America Salty Snacks, and International. It offers chocolate and non-chocolate confectionery products; gum and mint refreshment products, including mints, chewing gums, and bubble gums; pantry items, such as baking ingredients, toppings, beverages, and sundae syrups; and snack items comprising spreads, meat snacks, bars and snack bites, mixes, popcorn, and protein bars. The company provides its products primarily under the Hershey's, Reese's, Kisses, Jolly Rancher, Almond Joy, Brookside, barkTHINS, Cadbury, Good & Plenty, Heath, Kit Kat, Payday, Rolo, Twizzlers, Whoppers, York, Ice Breakers, Breath Savers, Bubble Yum, Lily's, SkinnyPop, Pirates Booty, Paqui, Dot's Homestyle Pretzels, and ONE Bar brands, as well as under the Pelon Pelo Rico, IO-IO, and Sofit brands. It markets and sells its products to wholesale distributors, chain grocery stores, mass merchandisers, chain drug stores, vending companies, wholesale clubs, convenience stores, dollar stores, concessionaires, and department stores. The company was founded in 1894 and is headquartered in Hershey, Pennsylvania.

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MTBFinancials

M&T Bank Corporation operates as a bank holding company that provides commercial and retail banking services. The company's Business Banking segment offers deposit, lending, cash management, and other financial services to small businesses and professionals. Its Commercial Banking segment provides deposit products, commercial lending and leasing, letters of credit, and cash management services for middle-market and large commercial customers. The company's Commercial Real Estate segment originates, sells, and services commercial real estate loans; and offers deposit services. Its Discretionary Portfolio segment provides deposits; securities, residential real estate loans, and other assets; and short and long term borrowed funds, as well as foreign exchange services. The company's Residential Mortgage Banking segment offers residential real estate loans for consumers and sells those loans in the secondary market; and purchases servicing rights to loans originated by other entities. Its Retail Banking segment offers demand, savings, and time accounts; consumer installment loans, automobile and recreational finance loans, home equity loans and lines of credit, and credit cards; mutual funds and annuities; and other services. The company also provides trust and wealth management; fiduciary and custodial; insurance agency; institutional brokerage and securities; and investment management services. It offers its services through banking offices, business banking centers, telephone and internet banking, and automated teller machines. As of December 31, 2021, the company operates 688 domestic banking offices in New York State, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia; and a full-service commercial banking office in Ontario, Canada. M&T Bank Corporation was founded in 1856 and is headquartered in Buffalo, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.