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HTGC vs AAPL: Dividend Comparison 2026

HTGC yields 10.22% · AAPL yields 0.45% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 AAPL wins by $1.9K in total portfolio value
10 years
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →
AAPL
Apple Inc.
0.45%
Share price
$221.50
Annual div
$1.00
5Y div CAGR
5.8%
Payout ratio
15%
After 10 yrs · $10,000 · DRIP
Portfolio value
$55.5K
Annual income
$81.27
Full AAPL calculator →

Portfolio growth — HTGC vs AAPL

Annual dividend income

MetricHTGCAAPL
Forward yield10.22%0.45%
Annual dividend / share$1.88$1.00
Payout ratio90%15%
1-year div growth5.6%4.2%
5-year div CAGR4.2%5.8%
Portfolio after 10y$53.7K$55.5K
Annual income after 10y$3,064.35$81.27
Total dividends collected$19.5K$633.00
Payment frequencyquarterlyquarterly
SectorBDCTechnology

Year-by-year: HTGC vs AAPL ($10,000, DRIP)

YearHTGC PortfolioHTGC Income/yrAAPL PortfolioAAPL Income/yrGap
1$12,045$1,064.65$11,888$47.77+$157.00HTGC
2$14,442$1,216.94$14,126$50.74+$316.00HTGC
3$17,242$1,384.73$16,779$53.88+$463.00HTGC
4$20,501$1,568.89$19,923$57.18+$578.00HTGC
5$24,280$1,770.26$23,650$60.68+$630.00HTGC
6$28,649$1,989.67$28,066$64.36+$583.00HTGC
7$33,685$2,227.97$33,298$68.25+$387.00HTGC
8$39,472$2,485.98$39,498$72.36$26.00AAPL
9$46,104$2,764.50$46,842$76.69$738.00AAPL
10$53,687$3,064.35$55,542$81.27$1.9KAAPL

HTGC vs AAPL: Complete Analysis 2026

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

AAPLTechnology

Apple is the world's most valuable company and a consistent dividend grower since reinstating its dividend in 2012. While the yield is low, Apple's massive share buyback program (returning $90B+/year to shareholders) amplifies total returns. The payout ratio is extremely low, leaving enormous room for future dividend growth.

Full AAPL Calculator →

Frequently Asked Questions

Is HTGC or AAPL better for dividend income in 2026?
HTGC currently offers a 10.22% yield (1.88/share/year) while AAPL offers 0.45% (1.00/share/year). HTGC provides higher current income. However, AAPL has grown its dividend faster (5.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in HTGC vs AAPL earn per year?
With $10,000 invested today: HTGC pays approximately $1022/year. AAPL pays approximately $45/year. With DRIP reinvestment over 10 years, these grow to $3,064/year (HTGC) and $81/year (AAPL).
Does HTGC or AAPL pay monthly dividends?
HTGC pays quarterly dividends. AAPL pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.