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HTGC vs TXN: Dividend Comparison 2026

HTGC yields 10.22% · TXN yields 2.82% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 HTGC wins by $33.3K in total portfolio value
10 years
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →
TXN
Texas Instruments Incorporated
2.82%
Share price
$184.20
Annual div
$5.20
5Y div CAGR
13.1%
Payout ratio
62%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.4K
Annual income
$1,482.81
Full TXN calculator →

Portfolio growth — HTGC vs TXN

Annual dividend income

MetricHTGCTXN
Forward yield10.22%2.82%
Annual dividend / share$1.88$5.20
Payout ratio90%62%
1-year div growth5.6%4.8%
5-year div CAGR4.2%13.1%
Portfolio after 10y$53.7K$20.4K
Annual income after 10y$3,064.35$1,482.81
Total dividends collected$19.5K$7.5K
Payment frequencyquarterlyquarterly
SectorBDCTechnology

Year-by-year: HTGC vs TXN ($10,000, DRIP)

YearHTGC PortfolioHTGC Income/yrTXN PortfolioTXN Income/yrGap
1$12,045$1,064.65$10,529$319.28+$1.5KHTGC
2$14,442$1,216.94$11,123$372.40+$3.3KHTGC
3$17,242$1,384.73$11,792$435.78+$5.5KHTGC
4$20,501$1,568.89$12,552$511.78+$7.9KHTGC
5$24,280$1,770.26$13,419$603.42+$10.9KHTGC
6$28,649$1,989.67$14,415$714.61+$14.2KHTGC
7$33,685$2,227.97$15,568$850.38+$18.1KHTGC
8$39,472$2,485.98$16,912$1,017.35+$22.6KHTGC
9$46,104$2,764.50$18,492$1,224.26+$27.6KHTGC
10$53,687$3,064.35$20,363$1,482.81+$33.3KHTGC

HTGC vs TXN: Complete Analysis 2026

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

TXNTechnology

Texas Instruments is a semiconductor company with 21+ consecutive years of dividend increases. Its analog and embedded processing chips are used across industrial, automotive, and consumer electronics. TXN's capital management philosophy prioritizes returning all free cash flow to shareholders via dividends and buybacks.

Full TXN Calculator →

Frequently Asked Questions

Is HTGC or TXN better for dividend income in 2026?
HTGC currently offers a 10.22% yield (1.88/share/year) while TXN offers 2.82% (5.20/share/year). HTGC provides higher current income. However, TXN has grown its dividend faster (13.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in HTGC vs TXN earn per year?
With $10,000 invested today: HTGC pays approximately $1022/year. TXN pays approximately $282/year. With DRIP reinvestment over 10 years, these grow to $3,064/year (HTGC) and $1,483/year (TXN).
Does HTGC or TXN pay monthly dividends?
HTGC pays quarterly dividends. TXN pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.