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HTGC vs ADC: Dividend Comparison 2026

HTGC yields 10.22% · ADC yields 4.39% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 HTGC wins by $30.1K in total portfolio value
10 years
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →
ADC
Agree Realty Corporation
4.39%
Share price
$68.40
Annual div
$3.00
5Y div CAGR
5.2%
Payout ratio
73%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.5K
Annual income
$1,093.74
Full ADC calculator →

Portfolio growth — HTGC vs ADC

Annual dividend income

MetricHTGCADC
Forward yield10.22%4.39%
Annual dividend / share$1.88$3.00
Payout ratio90%73%
1-year div growth5.6%2.8%
5-year div CAGR4.2%5.2%
Portfolio after 10y$53.7K$23.5K
Annual income after 10y$3,064.35$1,093.74
Total dividends collected$19.5K$7.4K
Payment frequencyquarterlymonthly
SectorBDCREIT

Year-by-year: HTGC vs ADC ($10,000, DRIP)

YearHTGC PortfolioHTGC Income/yrADC PortfolioADC Income/yrGap
1$12,045$1,064.65$10,871$461.40+$1.2KHTGC
2$14,442$1,216.94$11,824$506.91+$2.6KHTGC
3$17,242$1,384.73$12,866$557.16+$4.4KHTGC
4$20,501$1,568.89$14,006$612.66+$6.5KHTGC
5$24,280$1,770.26$15,254$674.00+$9.0KHTGC
6$28,649$1,989.67$16,622$741.82+$12.0KHTGC
7$33,685$2,227.97$18,120$816.86+$15.6KHTGC
8$39,472$2,485.98$19,763$899.90+$19.7KHTGC
9$46,104$2,764.50$21,565$991.86+$24.5KHTGC
10$53,687$3,064.35$23,543$1,093.74+$30.1KHTGC

HTGC vs ADC: Complete Analysis 2026

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

ADCREIT

Agree Realty is a net-lease REIT focused on high-quality retail tenants including Walmart, Home Depot, and Tractor Supply. Its monthly dividend and focus on investment-grade tenants make it a conservative REIT alternative to Realty Income. Conservative leverage and disciplined acquisition strategy set it apart.

Full ADC Calculator →

Frequently Asked Questions

Is HTGC or ADC better for dividend income in 2026?
HTGC currently offers a 10.22% yield (1.88/share/year) while ADC offers 4.39% (3.00/share/year). HTGC provides higher current income. However, ADC has grown its dividend faster (5.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in HTGC vs ADC earn per year?
With $10,000 invested today: HTGC pays approximately $1022/year. ADC pays approximately $439/year. With DRIP reinvestment over 10 years, these grow to $3,064/year (HTGC) and $1,094/year (ADC).
Does HTGC or ADC pay monthly dividends?
HTGC pays quarterly dividends. ADC pays monthly dividends. ADC pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.