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HTGC vs NNN: Dividend Comparison 2026

HTGC yields 10.22% · NNN yields 5.28% · See full DRIP projection below

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After 10 years · $10,000 invested · DRIP enabled
🏆 HTGC wins by $34.0K in total portfolio value
10 years
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →
NNN
NNN REIT Inc.
5.28%
Share price
$42.80
Annual div
$2.26
5Y div CAGR
2.8%
Payout ratio
71%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.7K
Annual income
$1,147.75
Full NNN calculator →

Portfolio growth — HTGC vs NNN

Annual dividend income

MetricHTGCNNN
Forward yield10.22%5.28%
Annual dividend / share$1.88$2.26
Payout ratio90%71%
1-year div growth5.6%2.7%
5-year div CAGR4.2%2.8%
Portfolio after 10y$53.7K$19.7K
Annual income after 10y$3,064.35$1,147.75
Total dividends collected$19.5K$8.1K
Payment frequencyquarterlyquarterly
SectorBDCREIT

Year-by-year: HTGC vs NNN ($10,000, DRIP)

YearHTGC PortfolioHTGC Income/yrNNN PortfolioNNN Income/yrGap
1$12,045$1,064.65$10,663$542.82+$1.4KHTGC
2$14,442$1,216.94$11,379$587.95+$3.1KHTGC
3$17,242$1,384.73$12,153$637.35+$5.1KHTGC
4$20,501$1,568.89$12,990$691.46+$7.5KHTGC
5$24,280$1,770.26$13,897$750.78+$10.4KHTGC
6$28,649$1,989.67$14,879$815.88+$13.8KHTGC
7$33,685$2,227.97$15,945$887.39+$17.7KHTGC
8$39,472$2,485.98$17,102$965.99+$22.4KHTGC
9$46,104$2,764.50$18,360$1,052.49+$27.7KHTGC
10$53,687$3,064.35$19,728$1,147.75+$34.0KHTGC

HTGC vs NNN: Complete Analysis 2026

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

NNNREIT

NNN REIT (formerly National Retail Properties) is a Dividend King with 34+ consecutive years of dividend increases — one of only three REITs to achieve this status. Focuses on single-tenant properties with long-term net leases to operators in necessity-based retail sectors.

Full NNN Calculator →

Frequently Asked Questions

Is HTGC or NNN better for dividend income in 2026?
HTGC currently offers a 10.22% yield (1.88/share/year) while NNN offers 5.28% (2.26/share/year). HTGC provides higher current income. However, HTGC has grown its dividend faster (4.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in HTGC vs NNN earn per year?
With $10,000 invested today: HTGC pays approximately $1022/year. NNN pays approximately $528/year. With DRIP reinvestment over 10 years, these grow to $3,064/year (HTGC) and $1,148/year (NNN).
Does HTGC or NNN pay monthly dividends?
HTGC pays quarterly dividends. NNN pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.