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HTGC vs JEPQ: Dividend Comparison 2026

HTGC yields 10.22% · JEPQ yields 8.21% · See full DRIP projection below

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After 10 years · $10,000 invested · DRIP enabled
🏆 HTGC wins by $10.5K in total portfolio value
10 years
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →
JEPQ
JPMorgan Nasdaq Equity Premium Income ETF
8.21%
Share price
$54.80
Annual div
$4.50
5Y div CAGR
5%
Payout ratio
75%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.2K
Annual income
$2,477.16
Full JEPQ calculator →

Portfolio growth — HTGC vs JEPQ

Annual dividend income

MetricHTGCJEPQ
Forward yield10.22%8.21%
Annual dividend / share$1.88$4.50
Payout ratio90%75%
1-year div growth5.6%2.1%
5-year div CAGR4.2%5%
Portfolio after 10y$53.7K$43.2K
Annual income after 10y$3,064.35$2,477.16
Total dividends collected$19.5K$15.6K
Payment frequencyquarterlymonthly
SectorBDCETF

Year-by-year: HTGC vs JEPQ ($10,000, DRIP)

YearHTGC PortfolioHTGC Income/yrJEPQ PortfolioJEPQ Income/yrGap
1$12,045$1,064.65$11,682$862.23+$363.00HTGC
2$14,442$1,216.94$13,618$977.48+$824.00HTGC
3$17,242$1,384.73$15,840$1,105.73+$1.4KHTGC
4$20,501$1,568.89$18,387$1,248.14+$2.1KHTGC
5$24,280$1,770.26$21,301$1,405.99+$3.0KHTGC
6$28,649$1,989.67$24,628$1,580.62+$4.0KHTGC
7$33,685$2,227.97$28,421$1,773.47+$5.3KHTGC
8$39,472$2,485.98$32,738$1,986.07+$6.7KHTGC
9$46,104$2,764.50$37,642$2,220.06+$8.5KHTGC
10$53,687$3,064.35$43,206$2,477.16+$10.5KHTGC

HTGC vs JEPQ: Complete Analysis 2026

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

JEPQETF

JEPQ applies JEPI's covered call strategy to Nasdaq 100 stocks, providing high monthly income with tech sector exposure. Higher growth potential than JEPI with comparable income. With $15B+ in AUM, it's rapidly becoming a favorite for growth-income hybrid investors.

Full JEPQ Calculator →

Frequently Asked Questions

Is HTGC or JEPQ better for dividend income in 2026?
HTGC currently offers a 10.22% yield (1.88/share/year) while JEPQ offers 8.21% (4.50/share/year). HTGC provides higher current income. However, JEPQ has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in HTGC vs JEPQ earn per year?
With $10,000 invested today: HTGC pays approximately $1022/year. JEPQ pays approximately $821/year. With DRIP reinvestment over 10 years, these grow to $3,064/year (HTGC) and $2,477/year (JEPQ).
Does HTGC or JEPQ pay monthly dividends?
HTGC pays quarterly dividends. JEPQ pays monthly dividends. JEPQ pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.