HomeCompareHTGC vs QYLD

HTGC vs QYLD: Dividend Comparison 2026

HTGC yields 10.22% · QYLD yields 11.43% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 HTGC wins by $34.1K in total portfolio value
10 years
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
11.43%
Share price
$16.80
Annual div
$1.92
5Y div CAGR
-2.1%
Payout ratio
95%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.5K
Annual income
$3,553.75
Full QYLD calculator →

Portfolio growth — HTGC vs QYLD

Annual dividend income

MetricHTGCQYLD
Forward yield10.22%11.43%
Annual dividend / share$1.88$1.92
Payout ratio90%95%
1-year div growth5.6%-5.2%
5-year div CAGR4.2%-2.1%
Portfolio after 10y$53.7K$19.5K
Annual income after 10y$3,064.35$3,553.75
Total dividends collected$19.5K$20.2K
Payment frequencyquarterlymonthly
SectorBDCETF

Year-by-year: HTGC vs QYLD ($10,000, DRIP)

YearHTGC PortfolioHTGC Income/yrQYLD PortfolioQYLD Income/yrGap
1$12,045$1,064.65$10,279$1,118.86+$1.8KHTGC
2$14,442$1,216.94$10,645$1,229.16+$3.8KHTGC
3$17,242$1,384.73$11,111$1,360.44+$6.1KHTGC
4$20,501$1,568.89$11,695$1,517.70+$8.8KHTGC
5$24,280$1,770.26$12,420$1,707.39+$11.9KHTGC
6$28,649$1,989.67$13,315$1,937.94+$15.3KHTGC
7$33,685$2,227.97$14,417$2,220.42+$19.3KHTGC
8$39,472$2,485.98$15,775$2,569.54+$23.7KHTGC
9$46,104$2,764.50$17,455$3,005.06+$28.6KHTGC
10$53,687$3,064.35$19,543$3,553.75+$34.1KHTGC

HTGC vs QYLD: Complete Analysis 2026

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

QYLDETF

QYLD sells covered calls on the full Nasdaq 100 index, generating very high monthly income (10%+ yield). The strategy caps upside participation in exchange for income. Best suited for investors who prioritize maximum current income over capital appreciation. NAV erosion over time is a known trade-off.

Full QYLD Calculator →

Frequently Asked Questions

Is HTGC or QYLD better for dividend income in 2026?
HTGC currently offers a 10.22% yield (1.88/share/year) while QYLD offers 11.43% (1.92/share/year). QYLD provides higher current income. However, HTGC has grown its dividend faster (4.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in HTGC vs QYLD earn per year?
With $10,000 invested today: HTGC pays approximately $1022/year. QYLD pays approximately $1143/year. With DRIP reinvestment over 10 years, these grow to $3,064/year (HTGC) and $3,554/year (QYLD).
Does HTGC or QYLD pay monthly dividends?
HTGC pays quarterly dividends. QYLD pays monthly dividends. QYLD pays monthly, which is preferred by investors who need regular cash flow.
📬

Get this HTGC vs QYLD comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

HTGC vs MAINHTGC vs ARCCHTGC vs GBDCHTGC vs ORCCHTGC vs CSWCHTGC vs XYLDHTGC vs JEPIHTGC vs JEPQQYLD vs XYLDQYLD vs JEPIQYLD vs JEPQQYLD vs RYLD

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.