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HTGC vs MCD: Dividend Comparison 2026

HTGC yields 10.22% · MCD yields 2.27% · See full DRIP projection below

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After 10 years · $10,000 invested · DRIP enabled
🏆 HTGC wins by $32.7K in total portfolio value
10 years
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →
MCD
McDonald's Corporation
2.27%
Share price
$294.50
Annual div
$6.68
5Y div CAGR
8.5%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.0K
Annual income
$652.30
Full MCD calculator →

Portfolio growth — HTGC vs MCD

Annual dividend income

MetricHTGCMCD
Forward yield10.22%2.27%
Annual dividend / share$1.88$6.68
Payout ratio90%72%
1-year div growth5.6%10%
5-year div CAGR4.2%8.5%
Portfolio after 10y$53.7K$21.0K
Annual income after 10y$3,064.35$652.30
Total dividends collected$19.5K$4.2K
Payment frequencyquarterlyquarterly
SectorBDCConsumer Discretionary

Year-by-year: HTGC vs MCD ($10,000, DRIP)

YearHTGC PortfolioHTGC Income/yrMCD PortfolioMCD Income/yrGap
1$12,045$1,064.65$10,726$246.11+$1.3KHTGC
2$14,442$1,216.94$11,514$273.29+$2.9KHTGC
3$17,242$1,384.73$12,371$303.73+$4.9KHTGC
4$20,501$1,568.89$13,302$337.85+$7.2KHTGC
5$24,280$1,770.26$14,317$376.12+$10.0KHTGC
6$28,649$1,989.67$15,423$419.10+$13.2KHTGC
7$33,685$2,227.97$16,631$467.42+$17.1KHTGC
8$39,472$2,485.98$17,951$521.82+$21.5KHTGC
9$46,104$2,764.50$19,396$583.12+$26.7KHTGC
10$53,687$3,064.35$20,979$652.30+$32.7KHTGC

HTGC vs MCD: Complete Analysis 2026

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

MCDConsumer Discretionary

McDonald's is a Dividend Aristocrat with 48+ consecutive years of increases. As the world's most visited fast food brand with 40,000+ locations, its franchise model generates high-margin royalties. MCD's real estate holdings (owning land under many franchised locations) create an additional asset floor supporting long-term value.

Full MCD Calculator →

Frequently Asked Questions

Is HTGC or MCD better for dividend income in 2026?
HTGC currently offers a 10.22% yield (1.88/share/year) while MCD offers 2.27% (6.68/share/year). HTGC provides higher current income. However, MCD has grown its dividend faster (8.5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in HTGC vs MCD earn per year?
With $10,000 invested today: HTGC pays approximately $1022/year. MCD pays approximately $227/year. With DRIP reinvestment over 10 years, these grow to $3,064/year (HTGC) and $652/year (MCD).
Does HTGC or MCD pay monthly dividends?
HTGC pays quarterly dividends. MCD pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.