Is HTGC or SHW a better dividend investment in 2026?

HTGC currently yields 10.22% with a 4.2% 5-year dividend growth rate. SHW yields 4.00% with 5% growth. The better choice depends on your goal: HTGC offers higher current income.

What is the dividend yield difference between HTGC and SHW?

HTGC has a forward dividend yield of 10.22% ($1.88/share annually). SHW yields 4.00% ($2.00/share annually). The yield gap is 6.22 percentage points.

Home › Compare › HTGC vs SHW

HTGC vs SHW: Dividend Comparison 2026

HTGC yields 10.22% · SHW yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HTGC wins by $25.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HTGC

Hercules Capital Inc.

● Live price

10.22%

Share price

$18.40

Annual div

$1.88

5Y div CAGR

4.2%

Payout ratio

90%

After 10 yrs · $10,000 · DRIP

Portfolio value

$53.7K

Annual income

$3,064.35

Full HTGC calculator →

SHW

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SHW calculator →

Portfolio growth — HTGC vs SHW

📍 HTGC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HTGC	SHW
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HTGC + SHW cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HTGC pays

SHW pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HTGC

Annual income on $10K today (after 15% tax)

$868.48/yr

After 10yr DRIP, annual income (after tax)

$2,604.70/yr

SHW

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, HTGC beats the other by $1,840.39/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HTGC + SHW for your $10,000?

HTGC: 50%SHW: 50%

100% SHW50/50100% HTGC

Portfolio after 10yr

$40.9K

Annual income

$1,981.78/yr

Blended yield

4.85%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HTGC buys

SHW buys

No recent congressional trades found for HTGC or SHW in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHTGCSHW

Forward yield	10.22% ✓	4.00%
Annual dividend / share	$1.88	$2.00 ✓
Payout ratio	90%	50% ✓
1-year div growth	5.6% ✓	5%
5-year div CAGR	4.2%	5% ✓
Portfolio after 10y	$53.7K ✓	$28.0K
Annual income after 10y	$3,064.35 ✓	$899.19
Total dividends collected	$19.5K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	BDC	Materials

Year-by-year: HTGC vs SHW ($10,000, DRIP)

Year	HTGC Portfolio	HTGC Income/yr	SHW Portfolio	SHW Income/yr	Gap
1← crossover	$12,045	$1,064.65	$11,120	$420.00	+$925.00 → HTGC
2	$14,442	$1,216.94	$12,357	$458.31	+$2.1K → HTGC
3	$17,242	$1,384.73	$13,721	$499.76	+$3.5K → HTGC
4	$20,501	$1,568.89	$15,227	$544.58	+$5.3K → HTGC
5	$24,280	$1,770.26	$16,885	$593.02	+$7.4K → HTGC
6	$28,649	$1,989.67	$18,713	$645.34	+$9.9K → HTGC
7	$33,685	$2,227.97	$20,724	$701.81	+$13.0K → HTGC
8	$39,472	$2,485.98	$22,938	$762.73	+$16.5K → HTGC
9	$46,104	$2,764.50	$25,372	$828.41	+$20.7K → HTGC
10	$53,687	$3,064.35	$28,047	$899.19	+$25.6K → HTGC

HTGC vs SHW: Complete Analysis 2026

HTGC — BDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

SHW — Materials

SHW is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SHW shares.

Full SHW Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.