Is HUMT or GBDC a better dividend investment in 2026?

HUMT currently yields 22222.22% with a 5% 5-year dividend growth rate. GBDC yields 11.85% with 5% growth. The better choice depends on your goal: HUMT offers higher current income.

What is the dividend yield difference between HUMT and GBDC?

HUMT has a forward dividend yield of 22222.22% ($2.00/share annually). GBDC yields 11.85% ($1.50/share annually). The yield gap is 22210.37 percentage points.

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HUMT vs GBDC: Dividend Comparison 2026

HUMT yields 22222.22% · GBDC yields 11.85%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HUMT wins by $149416168260246929408.00M in total portfolio value

INVESTMENT

TIME HORIZON10 years

HUMT

● Live price

22222.22%

Share price

$0.01

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$149416168260246929408.00M

Annual income

$148,105,114,959,632,270,000,000,000.00

Full HUMT calculator →

GBDC

● Live price

11.85%

Share price

$12.66

Annual div

$1.50

5Y div CAGR

51.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.78M

Annual income

$16,389,263.41

Full GBDC calculator →

Portfolio growth — HUMT vs GBDC

📍 HUMT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HUMT	GBDC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HUMT + GBDC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HUMT pays

GBDC pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HUMT

Annual income on $10K today (after 15% tax)

$1,888,888.89/yr

After 10yr DRIP, annual income (after tax)

$125,889,347,715,687,420,000,000,000.00/yr

GBDC

Annual income on $10K today (after 15% tax)

$1,007.11/yr

After 10yr DRIP, annual income (after tax)

$13,930,873.90/yr

At 15% tax rate, HUMT beats the other by $125,889,347,715,687,420,000,000,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HUMT + GBDC for your $10,000?

HUMT: 50%GBDC: 50%

100% GBDC50/50100% HUMT

Portfolio after 10yr

$74708084130123464704.00M

Annual income

$74,052,557,479,816,130,000,000,000.00/yr

Blended yield

99.12%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

HUMT

No analyst data

Altman Z

-24.5

Piotroski

4/9

GBDC

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$14.00

+10.6% upside vs current

Range: $13.00 — $15.00

Altman Z

0.6

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HUMT buys

GBDC buys

No recent congressional trades found for HUMT or GBDC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHUMTGBDC

Forward yield	22222.22% ✓	11.85%
Annual dividend / share	$2.00 ✓	$1.50
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	51.1% ✓
Portfolio after 10y	$149416168260246929408.00M ✓	$20.78M
Annual income after 10y	$148,105,114,959,632,270,000,000,000.00 ✓	$16,389,263.41
Total dividends collected	$149329735952949411840.00M ✓	$20.36M
Payment frequency	quarterly	quarterly
Sector	Stock	BDC

Year-by-year: HUMT vs GBDC ($10,000, DRIP)

Year	HUMT Portfolio	HUMT Income/yr	GBDC Portfolio	GBDC Income/yr	Gap
1← crossover	$2,232,922	$2,222,222.22	$12,490	$1,790.28	+$2.22M → HUMT
2	$466,132,160	$463,742,932.96	$16,522	$3,157.73	+$466.12M → HUMT
3	$90,973,846,036	$90,475,084,624.93	$23,578	$5,898.68	+$90973.82M → HUMT
4	$16,599,954,764,518	$16,502,612,749,259.23	$37,115	$11,886.75	+$16599954.73M → HUMT
5	$2,831,989,953,832,695	$2,814,228,002,234,661.00	$66,136	$26,423.57	+$2831989953.77M → HUMT
6	$451,734,606,477,112,800	$448,704,377,226,511,900.00	$137,257	$66,491.44	+$451734606476.98M → HUMT
7	$67,374,432,085,560,830,000	$66,891,076,056,630,320,000.00	$341,734	$194,868.54	+$67374432085560.48M → HUMT
8	$9,395,959,573,643,529,000,000	$9,323,868,931,311,981,000,000.00	$1,050,788	$685,133.02	+$9395959573643528.00M → HUMT
9	$1,225,283,458,518,369,500,000,000	$1,215,229,781,774,571,000,000,000.00	$4,099,314	$2,974,971.01	+$1225283458518369536.00M → HUMT
10	$149,416,168,260,246,920,000,000,000	$148,105,114,959,632,270,000,000,000.00	$20,775,530	$16,389,263.41	+$149416168260246929408.00M → HUMT

HUMT vs GBDC: Complete Analysis 2026

HUMT — Stock

Humatech, Inc. engages in mining, extracting, and processing humic acids for applications in animal feed and agriculture. Its animal feed ingredient products include DPX 9902, Promax, IGP 5/10, NutriHume, ActiHume, and blended products for use in feed for food-producing animals, such as pigs; beef and dairy cattle; sheep; goats; poultry, including broilers and layers; and farmed fish. The company also offers agricultural products, such as AgriHume, Maximize, Aqua F, Nitro Plus, Macro Plus, and Calcium Plus; and bio remediation products. It distributes its products in the European Union, the Middle East, Asia, and South and Central America. The company was formerly known as Midwest Enterprise Consultants, Inc. and changed its name to Humatech, Inc. in 1997. The company was incorporated in 1988 is headquartered in Houston, Texas.

Full HUMT Calculator →

GBDC — BDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.