HomeCompareHVLM vs DIVO

HVLM vs DIVO: Dividend Comparison 2026

HVLM yields 5.56% · DIVO yields 6.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DIVO wins by $10.1K in total portfolio value
10 years
HVLM
HVLM
● Live price
5.56%
Share price
$36.00
Annual div
$2.00
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.6K
Annual income
$0.57
Full HVLM calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — HVLM vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHVLMDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HVLM + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HVLM pays
DIVO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HVLM
Annual income on $10K today (after 15% tax)
$472.22/yr
After 10yr DRIP, annual income (after tax)
$0.48/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, DIVO beats the other by $833.94/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HVLM + DIVO for your $10,000?

HVLM: 50%DIVO: 50%
100% DIVO50/50100% HVLM
Portfolio after 10yr
$25.7K
Annual income
$491.12/yr
Blended yield
1.91%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HVLM buys
0
DIVO buys
0
No recent congressional trades found for HVLM or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHVLMDIVO
Forward yield5.56%6.49%
Annual dividend / share$2.00$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$20.6K$30.7K
Annual income after 10y$0.57$981.68
Total dividends collected$564.00$8.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HVLM vs DIVO ($10,000, DRIP)

YearHVLM PortfolioHVLM Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$10,978$277.78$11,349$649.42$371.00DIVO
2$11,889$142.49$12,833$688.83$944.00DIVO
3$12,793$72.11$14,459$727.90$1.7KDIVO
4$13,725$36.26$16,238$766.49$2.5KDIVO
5$14,704$18.18$18,179$804.47$3.5KDIVO
6$15,742$9.10$20,293$841.71$4.6KDIVO
7$16,849$4.55$22,591$878.14$5.7KDIVO
8$18,030$2.28$25,087$913.65$7.1KDIVO
9$19,294$1.14$27,791$948.18$8.5KDIVO
10$20,645$0.57$30,718$981.68$10.1KDIVO

HVLM vs DIVO: Complete Analysis 2026

HVLMStock

Huron Valley Bancorp, Inc. operates as the bank holding company for Huron Valley State Bank provides banking product and services. The company offers checking, savings, certificates of deposit, IRAs, and money market accounts. Its loan products mortgage, home equity, auto, personal, recreational vehicle, consumer, commercial, lines of credit, term and long term working capital, equipment, commercial real estate, and small business administration loans. The company also offers debit, ATM, and credit cards; and bill payment, mobile deposit, eStatement, safe deposit box, overdraft, order check, and cash management services, as well as online, telephone, and mobile banking services. Huron Valley Bancorp, Inc. was founded in 2005 and is based in Milford, Michigan.

Full HVLM Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.