HomeCompareHVRRY vs BTI

HVRRY vs BTI: Dividend Comparison 2026

HVRRY yields 2.48% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HVRRY wins by $518.9K in total portfolio value· pulled ahead in Year 3
10 years
HVRRY
HVRRY
● Live price
2.48%
Share price
$52.12
Annual div
$1.29
5Y div CAGR
62.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$556.6K
Annual income
$343,801.94
Full HVRRY calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — HVRRY vs BTI

📍 HVRRY pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHVRRYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HVRRY + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HVRRY pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HVRRY
Annual income on $10K today (after 15% tax)
$210.38/yr
After 10yr DRIP, annual income (after tax)
$292,231.65/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, HVRRY beats the other by $289,863.01/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HVRRY + BTI for your $10,000?

HVRRY: 50%BTI: 50%
100% BTI50/50100% HVRRY
Portfolio after 10yr
$297.2K
Annual income
$173,294.29/yr
Blended yield
58.32%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

HVRRY
Analyst Ratings
4
Buy
3
Hold
1
Sell
Consensus: Buy
Altman Z
1.4
Piotroski
8/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HVRRY buys
0
BTI buys
0
No recent congressional trades found for HVRRY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHVRRYBTI
Forward yield2.48%5.38%
Annual dividend / share$1.29$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR62.5%11.3%
Portfolio after 10y$556.6K$37.7K
Annual income after 10y$343,801.94$2,786.64
Total dividends collected$514.5K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: HVRRY vs BTI ($10,000, DRIP)

YearHVRRY PortfolioHVRRY Income/yrBTI PortfolioBTI Income/yrGap
1$11,102$402.20$11,299$598.92$197.00BTI
2$12,557$678.14$12,794$703.91$237.00BTI
3← crossover$14,601$1,164.88$14,518$829.07+$83.00HVRRY
4$17,681$2,057.03$16,513$978.64+$1.2KHVRRY
5$22,701$3,782.79$18,827$1,157.84+$3.9KHVRRY
6$31,666$7,376.16$21,518$1,373.12+$10.1KHVRRY
7$49,509$15,626.14$24,657$1,632.46+$24.9KHVRRY
8$90,078$37,103.04$28,329$1,945.74+$61.7KHVRRY
9$198,904$102,520.87$32,637$2,325.33+$166.3KHVRRY
10$556,629$343,801.94$37,708$2,786.64+$518.9KHVRRY

HVRRY vs BTI: Complete Analysis 2026

HVRRYStock

Hannover Rück SE, together with its subsidiaries, provides reinsurance products and services worldwide. It operates through Property & Casualty Reinsurance, and Life & Health Reinsurance segments. The company offers property, casualty, facultative, catastrophe XL, structured reinsurance, and insurance-linked securities. It also provides risk solutions for agricultural, livestock, and bloodstock businesses; aviation and space business; and marine and offshore energy business, as well as credit, surety, and political risks reinsurance products. In addition, the company offers group and individual credit life, enhanced annuities, group life and health, and Takaful reinsurance products; and risk solutions in the areas of critical illness, disability, health, longevity, long term care, mortality, and morbidity. Further, it provides various financial solutions, including new-business financing; monetization of embedded value; reserve and solvency relief; and divestiture of non-core businesses. The company was formerly known as Hannover Rückversicherung AG and changed its name to Hannover Rück SE in March 2013. The company was founded in 1966 and is headquartered in Hanover, Germany. Hannover Rück SE is a subsidiary of Talanx AG.

Full HVRRY Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
📬

Get this HVRRY vs BTI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HVRRY vs SCHDHVRRY vs JEPIHVRRY vs OHVRRY vs KOHVRRY vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.