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HWIS vs MCD: Dividend Comparison 2026

HWIS yields 7.12% · MCD yields 2.34%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MCD wins by $45.7K in total portfolio value· pulled ahead in Year 7
10 years
HWIS
HWIS
● Live price
7.12%
Share price
$28.09
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.0K
Annual income
$1,118.86
Full HWIS calculator →
MCD
McDonald's Corporation
● Live price
2.34%
Share price
$310.79
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$25,833.37
Full MCD calculator →

Portfolio growth — HWIS vs MCD

📍 MCD pulled ahead of the other in Year 7

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHWISMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HWIS + MCD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
HWIS pays
MCD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HWIS
Annual income on $10K today (after 15% tax)
$605.20/yr
After 10yr DRIP, annual income (after tax)
$951.03/yr
MCD
Annual income on $10K today (after 15% tax)
$198.56/yr
After 10yr DRIP, annual income (after tax)
$21,958.36/yr
At 15% tax rate, MCD beats the other by $21,007.33/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HWIS + MCD for your $10,000?

HWIS: 50%MCD: 50%
100% MCD50/50100% HWIS
Portfolio after 10yr
$54.9K
Annual income
$13,476.12/yr
Blended yield
24.55%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

HWIS
No analyst data
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+13.2% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HWIS buys
0
MCD buys
0
No recent congressional trades found for HWIS or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHWISMCD
Forward yield7.12% ✓2.34%
Annual dividend / share$2.00$7.26 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%42.3% ✓
Portfolio after 10y$32.0K$77.7K ✓
Annual income after 10y$1,118.86$25,833.37 ✓
Total dividends collected$9.2K$57.7K ✓
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: HWIS vs MCD ($10,000, DRIP)

YearHWIS PortfolioHWIS Income/yrMCD PortfolioMCD Income/yrGap
1$11,412$712.00$10,812$332.41+$600.00 → HWIS
2$12,970$759.37$11,819$488.02+$1.2K → HWIS
3$14,685$806.60$13,111$724.37+$1.6K → HWIS
4$16,566$853.48$14,832$1,091.05+$1.7K → HWIS
5$18,626$899.84$17,219$1,675.85+$1.4K → HWIS
6$20,875$945.52$20,688$2,641.85+$187.00 → HWIS
7← crossover$23,327$990.38$25,990$4,309.70$2.7K → MCD
8$25,994$1,034.29$34,590$7,351.77$8.6K → MCD
9$28,890$1,077.15$49,535$13,285.25$20.6K → MCD
10$32,032$1,118.86$77,746$25,833.37$45.7K → MCD

HWIS vs MCD: Complete Analysis 2026

HWIS — Stock

Home Bancorp Wisconsin, Inc. operates as the bank holding company for Home Savings Bank, a chartered savings bank that provides community banking services primarily in Madison, Wisconsin. The company accepts demand deposits, money market accounts, savings accounts, checking accounts, club accounts, certificate of deposit accounts, and homer's club for kids, as well as credit cards. It also offers loan products comprising one-to four-family residential real estate loans, commercial and multi-family real estate loans, home equity loans, construction loans, and consumer loans; investment property financing; commercial mortgages, lines of credit, and term loans; equity loans; auto loans; mortgages; cash management services; and business online banking and mobile deposit services. The company was founded in 1895 and is headquartered in Madison, Wisconsin.

Full HWIS Calculator →

MCD — Consumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.