Is HYFI or QYLD a better dividend investment in 2026?

HYFI currently yields 6.87% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between HYFI and QYLD?

HYFI has a forward dividend yield of 6.87% ($2.56/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 5.05 percentage points.

Home › Compare › HYFI vs QYLD

HYFI vs QYLD: Dividend Comparison 2026

HYFI yields 6.87% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HYFI wins by $6.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HYFI

● Live price

6.87%

Share price

$37.19

Annual div

$2.56

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.5K

Annual income

$1,063.15

Full HYFI calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — HYFI vs QYLD

📍 HYFI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HYFI	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HYFI + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

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Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

HYFI pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HYFI

Annual income on $10K today (after 15% tax)

$584.01/yr

After 10yr DRIP, annual income (after tax)

$903.68/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $3,906.74/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HYFI + QYLD for your $10,000?

HYFI: 50%QYLD: 50%

100% QYLD50/50100% HYFI

Portfolio after 10yr

$28.4K

Annual income

$3,361.23/yr

Blended yield

11.81%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HYFI buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHYFIQYLD

Forward yield	6.87%	11.92% ✓
Annual dividend / share	$2.56 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$31.5K ✓	$25.4K
Annual income after 10y	$1,063.15	$5,659.31 ✓
Total dividends collected	$8.8K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HYFI vs QYLD ($10,000, DRIP)

Year	HYFI Portfolio	HYFI Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,387	$687.07	$10,352	$1,192.36	+$1.0K → HYFI
2	$12,915	$731.18	$10,830	$1,347.57	+$2.1K → HYFI
3	$14,594	$775.06	$11,460	$1,539.07	+$3.1K → HYFI
4	$16,435	$818.53	$12,275	$1,777.84	+$4.2K → HYFI
5	$18,446	$861.44	$13,323	$2,078.95	+$5.1K → HYFI
6	$20,641	$903.64	$14,667	$2,463.34	+$6.0K → HYFI
7	$23,031	$945.01	$16,396	$2,960.57	+$6.6K → HYFI
8	$25,629	$985.44	$18,631	$3,612.97	+$7.0K → HYFI
9	$28,448	$1,024.85	$21,548	$4,482.15	+$6.9K → HYFI
10	$31,502	$1,063.15	$25,398	$5,659.31	+$6.1K → HYFI

HYFI vs QYLD: Complete Analysis 2026

HYFI — Stock

An actively-managed US high-yield bond ETF that seeks to deliver a high level of income

Full HYFI Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.