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HYFI vs XYLD: Dividend Comparison 2026

HYFI yields 6.87% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HYFI wins by $6.2K in total portfolio value
10 years
HYFI
HYFI
● Live price
6.87%
Share price
$37.19
Annual div
$2.56
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.5K
Annual income
$1,063.15
Full HYFI calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — HYFI vs XYLD

📍 HYFI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHYFIXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HYFI + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
HYFI pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HYFI
Annual income on $10K today (after 15% tax)
$584.01/yr
After 10yr DRIP, annual income (after tax)
$903.68/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $1,832.49/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HYFI + XYLD for your $10,000?

HYFI: 50%XYLD: 50%
100% XYLD50/50100% HYFI
Portfolio after 10yr
$28.4K
Annual income
$2,141.08/yr
Blended yield
7.54%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HYFI buys
0
XYLD buys
0
No recent congressional trades found for HYFI or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHYFIXYLD
Forward yield6.87%10.98% ✓
Annual dividend / share$2.56$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$31.5K ✓$25.3K
Annual income after 10y$1,063.15$3,219.02 ✓
Total dividends collected$8.8K$19.6K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: HYFI vs XYLD ($10,000, DRIP)

YearHYFI PortfolioHYFI Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,387$687.07$10,818$1,098.39+$569.00 → HYFI
2$12,915$731.18$11,738$1,222.51+$1.2K → HYFI
3$14,594$775.06$12,774$1,364.64+$1.8K → HYFI
4$16,435$818.53$13,944$1,527.86+$2.5K → HYFI
5$18,446$861.44$15,270$1,715.87+$3.2K → HYFI
6$20,641$903.64$16,775$1,933.09+$3.9K → HYFI
7$23,031$945.01$18,490$2,184.87+$4.5K → HYFI
8$25,629$985.44$20,450$2,477.63+$5.2K → HYFI
9$28,448$1,024.85$22,697$2,819.19+$5.8K → HYFI
10$31,502$1,063.15$25,280$3,219.02+$6.2K → HYFI

HYFI vs XYLD: Complete Analysis 2026

HYFI — Stock

An actively-managed US high-yield bond ETF that seeks to deliver a high level of income

Full HYFI Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.