Is HYFIX or RYLD a better dividend investment in 2026?

HYFIX currently yields 23.26% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: HYFIX offers higher current income.

What is the dividend yield difference between HYFIX and RYLD?

HYFIX has a forward dividend yield of 23.26% ($2.00/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 10.87 percentage points.

Home › Compare › HYFIX vs RYLD

HYFIX vs RYLD: Dividend Comparison 2026

HYFIX yields 23.26% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HYFIX wins by $43.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HYFIX

● Live price

23.26%

Share price

$8.60

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$89.0K

Annual income

$9,407.39

Full HYFIX calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — HYFIX vs RYLD

📍 HYFIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HYFIX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HYFIX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HYFIX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HYFIX

Annual income on $10K today (after 15% tax)

$1,976.74/yr

After 10yr DRIP, annual income (after tax)

$7,996.28/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, HYFIX beats the other by $5,715.75/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HYFIX + RYLD for your $10,000?

HYFIX: 50%RYLD: 50%

100% RYLD50/50100% HYFIX

Portfolio after 10yr

$67.1K

Annual income

$6,045.18/yr

Blended yield

9.01%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HYFIX buys

RYLD buys

No recent congressional trades found for HYFIX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHYFIXRYLD

Forward yield	23.26% ✓	12.39%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$89.0K ✓	$45.3K
Annual income after 10y	$9,407.39 ✓	$2,682.98
Total dividends collected	$54.5K ✓	$19.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HYFIX vs RYLD ($10,000, DRIP)

Year	HYFIX Portfolio	HYFIX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$13,026	$2,325.58	$11,939	$1,239.34	+$1.1K → HYFIX
2	$16,768	$2,831.03	$14,158	$1,382.89	+$2.6K → HYFIX
3	$21,348	$3,406.09	$16,682	$1,532.59	+$4.7K → HYFIX
4	$26,895	$4,052.69	$19,537	$1,687.64	+$7.4K → HYFIX
5	$33,550	$4,771.71	$22,752	$1,847.20	+$10.8K → HYFIX
6	$41,461	$5,562.90	$26,355	$2,010.43	+$15.1K → HYFIX
7	$50,788	$6,424.95	$30,376	$2,176.45	+$20.4K → HYFIX
8	$61,699	$7,355.45	$34,847	$2,344.43	+$26.9K → HYFIX
9	$74,369	$8,351.01	$39,800	$2,513.54	+$34.6K → HYFIX
10	$88,982	$9,407.39	$45,269	$2,682.98	+$43.7K → HYFIX

HYFIX vs RYLD: Complete Analysis 2026

HYFIX — Stock

The fund invests at least 80% of its net assets, plus borrowings for investment purposes, in a diversified portfolio of below investment-grade, high-risk, corporate bonds that are rated below Baa3 by Moody's or below BBB- by S&P or Fitch, commonly referred to as "high yield" or "junk" bonds. It may invest up to 20% of its net assets in bank loans and up to 10% of its total assets in equity securities, including common stock. Additionally, the fund may invest a portion of its assets in credit default swaps in which the fund may be either the buyer or the seller.

Full HYFIX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.