HomeCompareIAFLX vs BTI

IAFLX vs BTI: Dividend Comparison 2026

IAFLX yields 30.69% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IAFLX wins by $100.0K in total portfolio value
10 years
IAFLX
IAFLX
● Live price
30.69%
Share price
$17.18
Annual div
$5.27
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$137.7K
Annual income
$18,583.16
Full IAFLX calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — IAFLX vs BTI

📍 IAFLX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIAFLXBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IAFLX + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IAFLX pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IAFLX
Annual income on $10K today (after 15% tax)
$2,608.40/yr
After 10yr DRIP, annual income (after tax)
$15,795.69/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, IAFLX beats the other by $13,427.04/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of IAFLX + BTI for your $10,000?

IAFLX: 50%BTI: 50%
100% BTI50/50100% IAFLX
Portfolio after 10yr
$87.7K
Annual income
$10,684.90/yr
Blended yield
12.18%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

IAFLX
No analyst data
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IAFLX buys
0
BTI buys
0
No recent congressional trades found for IAFLX or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIAFLXBTI
Forward yield30.69%5.38%
Annual dividend / share$5.27$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$137.7K$37.7K
Annual income after 10y$18,583.16$2,786.64
Total dividends collected$94.8K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: IAFLX vs BTI ($10,000, DRIP)

YearIAFLX PortfolioIAFLX Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$13,769$3,068.71$11,299$598.92+$2.5KIAFLX
2$18,681$3,948.80$12,794$703.91+$5.9KIAFLX
3$24,996$5,007.21$14,518$829.07+$10.5KIAFLX
4$33,007$6,261.50$16,513$978.64+$16.5KIAFLX
5$43,045$7,727.38$18,827$1,157.84+$24.2KIAFLX
6$55,477$9,418.09$21,518$1,373.12+$34.0KIAFLX
7$70,704$11,343.91$24,657$1,632.46+$46.0KIAFLX
8$89,165$13,511.78$28,329$1,945.74+$60.8KIAFLX
9$111,331$15,925.00$32,637$2,325.33+$78.7KIAFLX
10$137,708$18,583.16$37,708$2,786.64+$100.0KIAFLX

IAFLX vs BTI: Complete Analysis 2026

IAFLXStock

The investment seeks long-term growth of capital. The fund seeks to achieve its investment objective by purchasing equity securities that the Adviser believes are likely to appreciate. It generally seeks to purchase equity securities of large capitalization U.S. companies, and may purchase American Depository Receipts (ADRs) of international companies trading on U.S. exchanges, that exhibit accelerating growth in earnings and revenue. The fund will invest at least 80% of its net assets in securities that have a market capitalization at the time of investment comparable to securities held in the S&P 500 ® Index. It is non-diversified.

Full IAFLX Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.