HomeCompareIAUGY vs MCD

IAUGY vs MCD: Dividend Comparison 2026

IAUGY yields 3.82% · MCD yields 2.35%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MCD wins by $43.6K in total portfolio value· pulled ahead in Year 6
10 years
IAUGY
IAUGY
● Live price
3.82%
Share price
$25.70
Annual div
$0.98
5Y div CAGR
15.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.0K
Annual income
$2,631.89
Full IAUGY calculator →
MCD
McDonald's Corporation
● Live price
2.35%
Share price
$308.53
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$26,227.70
Full MCD calculator →

Portfolio growth — IAUGY vs MCD

📍 MCD pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIAUGYMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IAUGY + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IAUGY pays
MCD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IAUGY
Annual income on $10K today (after 15% tax)
$324.90/yr
After 10yr DRIP, annual income (after tax)
$2,237.11/yr
MCD
Annual income on $10K today (after 15% tax)
$200.01/yr
After 10yr DRIP, annual income (after tax)
$22,293.55/yr
At 15% tax rate, MCD beats the other by $20,056.44/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IAUGY + MCD for your $10,000?

IAUGY: 50%MCD: 50%
100% MCD50/50100% IAUGY
Portfolio after 10yr
$56.8K
Annual income
$14,429.79/yr
Blended yield
25.42%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

IAUGY
No analyst data
Altman Z
2.3
Piotroski
6/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+14.0% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IAUGY buys
0
MCD buys
0
No recent congressional trades found for IAUGY or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIAUGYMCD
Forward yield3.82%2.35%
Annual dividend / share$0.98$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR15.4%42.3%
Portfolio after 10y$35.0K$78.5K
Annual income after 10y$2,631.89$26,227.70
Total dividends collected$12.3K$58.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: IAUGY vs MCD ($10,000, DRIP)

YearIAUGY PortfolioIAUGY Income/yrMCD PortfolioMCD Income/yrGap
1$11,141$441.10$10,815$334.85+$326.00IAUGY
2$12,451$530.01$11,826$491.71+$625.00IAUGY
3$13,961$638.83$13,123$730.06+$838.00IAUGY
4$15,711$772.55$14,853$1,100.07+$858.00IAUGY
5$17,749$937.63$17,257$1,690.61+$492.00IAUGY
6← crossover$20,133$1,142.38$20,752$2,667.01$619.00MCD
7$22,940$1,397.61$26,103$4,354.83$3.2KMCD
8$26,264$1,717.47$34,794$7,437.78$8.5KMCD
9$30,223$2,120.64$49,926$13,461.60$19.7KMCD
10$34,970$2,631.89$78,550$26,227.70$43.6KMCD

IAUGY vs MCD: Complete Analysis 2026

IAUGYStock

Insurance Australia Group Limited underwrites general insurance products and provides investment management services in Australia and New Zealand. It offers personal and commercial insurance products, including bicycle, comprehensive motor, commercial and motor fleet, commercial property and liability, construction and engineering, consumer credit, compulsory third party, directors and officers, extended warranty, farm, crop, livestock, home and contents, income protection, marine, veteran, vintage and classic car, boat, caravan, travel, life, professional indemnity, public and product liability, security, workers' compensation, motor vehicle, business, and rural and horticultural, as well as reinsurance. The company sells its products through branches and agencies, call centers, online facilities, brokers, agents, authorized representatives, and financial institutions; and third parties under the NRMA Insurance, SGIO, SGIC, RACV, CGU, ROLLiN, WFI, Swann Insurance, NZI, State, AMI, Lumley, and Coles Insurance brands. The company was formerly known as NRMA Insurance Group Limited and changed its name to Insurance Australia Group Limited in 2002. Insurance Australia Group Limited was founded in 1920 and is based in Sydney, Australia.

Full IAUGY Calculator →

MCDConsumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.