Is IAUGY or QYLD a better dividend investment in 2026?

IAUGY currently yields 3.82% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between IAUGY and QYLD?

IAUGY has a forward dividend yield of 3.82% ($0.98/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 8.10 percentage points.

Home › Compare › IAUGY vs QYLD

IAUGY vs QYLD: Dividend Comparison 2026

IAUGY yields 3.82% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IAUGY wins by $9.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IAUGY

● Live price

3.82%

Share price

$25.70

Annual div

$0.98

5Y div CAGR

15.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$35.0K

Annual income

$2,631.89

Full IAUGY calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — IAUGY vs QYLD

📍 IAUGY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IAUGY	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IAUGY + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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IAUGY pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IAUGY

Annual income on $10K today (after 15% tax)

$324.90/yr

After 10yr DRIP, annual income (after tax)

$2,237.11/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $2,573.31/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IAUGY + QYLD for your $10,000?

IAUGY: 50%QYLD: 50%

100% QYLD50/50100% IAUGY

Portfolio after 10yr

$30.2K

Annual income

$4,145.60/yr

Blended yield

13.73%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IAUGY buys

QYLD buys

No recent congressional trades found for IAUGY or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIAUGYQYLD

Forward yield	3.82%	11.92% ✓
Annual dividend / share	$0.98	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	15.4% ✓	0%
Portfolio after 10y	$35.0K ✓	$25.4K
Annual income after 10y	$2,631.89	$5,659.31 ✓
Total dividends collected	$12.3K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: IAUGY vs QYLD ($10,000, DRIP)

Year	IAUGY Portfolio	IAUGY Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,141	$441.10	$10,352	$1,192.36	+$789.00 → IAUGY
2	$12,451	$530.01	$10,830	$1,347.57	+$1.6K → IAUGY
3	$13,961	$638.83	$11,460	$1,539.07	+$2.5K → IAUGY
4	$15,711	$772.55	$12,275	$1,777.84	+$3.4K → IAUGY
5	$17,749	$937.63	$13,323	$2,078.95	+$4.4K → IAUGY
6	$20,133	$1,142.38	$14,667	$2,463.34	+$5.5K → IAUGY
7	$22,940	$1,397.61	$16,396	$2,960.57	+$6.5K → IAUGY
8	$26,264	$1,717.47	$18,631	$3,612.97	+$7.6K → IAUGY
9	$30,223	$2,120.64	$21,548	$4,482.15	+$8.7K → IAUGY
10	$34,970	$2,631.89	$25,398	$5,659.31	+$9.6K → IAUGY

IAUGY vs QYLD: Complete Analysis 2026

IAUGY — Stock

Insurance Australia Group Limited underwrites general insurance products and provides investment management services in Australia and New Zealand. It offers personal and commercial insurance products, including bicycle, comprehensive motor, commercial and motor fleet, commercial property and liability, construction and engineering, consumer credit, compulsory third party, directors and officers, extended warranty, farm, crop, livestock, home and contents, income protection, marine, veteran, vintage and classic car, boat, caravan, travel, life, professional indemnity, public and product liability, security, workers' compensation, motor vehicle, business, and rural and horticultural, as well as reinsurance. The company sells its products through branches and agencies, call centers, online facilities, brokers, agents, authorized representatives, and financial institutions; and third parties under the NRMA Insurance, SGIO, SGIC, RACV, CGU, ROLLiN, WFI, Swann Insurance, NZI, State, AMI, Lumley, and Coles Insurance brands. The company was formerly known as NRMA Insurance Group Limited and changed its name to Insurance Australia Group Limited in 2002. Insurance Australia Group Limited was founded in 1920 and is based in Sydney, Australia.

Full IAUGY Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.