HomeCompareIAUGY vs XYLD

IAUGY vs XYLD: Dividend Comparison 2026

IAUGY yields 3.82% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IAUGY wins by $9.7K in total portfolio value
10 years
IAUGY
IAUGY
● Live price
3.82%
Share price
$25.70
Annual div
$0.98
5Y div CAGR
15.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.0K
Annual income
$2,631.89
Full IAUGY calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — IAUGY vs XYLD

📍 IAUGY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIAUGYXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IAUGY + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IAUGY pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IAUGY
Annual income on $10K today (after 15% tax)
$324.90/yr
After 10yr DRIP, annual income (after tax)
$2,237.11/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $499.06/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IAUGY + XYLD for your $10,000?

IAUGY: 50%XYLD: 50%
100% XYLD50/50100% IAUGY
Portfolio after 10yr
$30.1K
Annual income
$2,925.45/yr
Blended yield
9.71%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IAUGY buys
0
XYLD buys
0
No recent congressional trades found for IAUGY or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIAUGYXYLD
Forward yield3.82%10.98%
Annual dividend / share$0.98$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR15.4%0%
Portfolio after 10y$35.0K$25.3K
Annual income after 10y$2,631.89$3,219.02
Total dividends collected$12.3K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: IAUGY vs XYLD ($10,000, DRIP)

YearIAUGY PortfolioIAUGY Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,141$441.10$10,818$1,098.39+$323.00IAUGY
2$12,451$530.01$11,738$1,222.51+$713.00IAUGY
3$13,961$638.83$12,774$1,364.64+$1.2KIAUGY
4$15,711$772.55$13,944$1,527.86+$1.8KIAUGY
5$17,749$937.63$15,270$1,715.87+$2.5KIAUGY
6$20,133$1,142.38$16,775$1,933.09+$3.4KIAUGY
7$22,940$1,397.61$18,490$2,184.87+$4.5KIAUGY
8$26,264$1,717.47$20,450$2,477.63+$5.8KIAUGY
9$30,223$2,120.64$22,697$2,819.19+$7.5KIAUGY
10$34,970$2,631.89$25,280$3,219.02+$9.7KIAUGY

IAUGY vs XYLD: Complete Analysis 2026

IAUGYStock

Insurance Australia Group Limited underwrites general insurance products and provides investment management services in Australia and New Zealand. It offers personal and commercial insurance products, including bicycle, comprehensive motor, commercial and motor fleet, commercial property and liability, construction and engineering, consumer credit, compulsory third party, directors and officers, extended warranty, farm, crop, livestock, home and contents, income protection, marine, veteran, vintage and classic car, boat, caravan, travel, life, professional indemnity, public and product liability, security, workers' compensation, motor vehicle, business, and rural and horticultural, as well as reinsurance. The company sells its products through branches and agencies, call centers, online facilities, brokers, agents, authorized representatives, and financial institutions; and third parties under the NRMA Insurance, SGIO, SGIC, RACV, CGU, ROLLiN, WFI, Swann Insurance, NZI, State, AMI, Lumley, and Coles Insurance brands. The company was formerly known as NRMA Insurance Group Limited and changed its name to Insurance Australia Group Limited in 2002. Insurance Australia Group Limited was founded in 1920 and is based in Sydney, Australia.

Full IAUGY Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.