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IBM vs MCD: Dividend Comparison 2026

IBM yields 3.06% · MCD yields 2.27% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 IBM wins by $6.6K in total portfolio value
10 years
IBM
International Business Machines
3.06%
Share price
$218.40
Annual div
$6.68
5Y div CAGR
1%
Payout ratio
64%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.6K
Annual income
$410.34
Full IBM calculator →
MCD
McDonald's Corporation
2.27%
Share price
$294.50
Annual div
$6.68
5Y div CAGR
8.5%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.0K
Annual income
$652.30
Full MCD calculator →

Portfolio growth — IBM vs MCD

Annual dividend income

MetricIBMMCD
Forward yield3.06%2.27%
Annual dividend / share$6.68$6.68
Payout ratio64%72%
1-year div growth0.6%10%
5-year div CAGR1%8.5%
Portfolio after 10y$27.6K$21.0K
Annual income after 10y$410.34$652.30
Total dividends collected$3.6K$4.2K
Payment frequencyquarterlyquarterly
SectorTechnologyConsumer Discretionary

Year-by-year: IBM vs MCD ($10,000, DRIP)

YearIBM PortfolioIBM Income/yrMCD PortfolioMCD Income/yrGap
1$11,149$308.92$10,726$246.11+$423.00IBM
2$12,406$320.90$11,514$273.29+$892.00IBM
3$13,781$332.72$12,371$303.73+$1.4KIBM
4$15,283$344.36$13,302$337.85+$2.0KIBM
5$16,923$355.82$14,317$376.12+$2.6KIBM
6$18,711$367.09$15,423$419.10+$3.3KIBM
7$20,661$378.18$16,631$467.42+$4.0KIBM
8$22,786$389.09$17,951$521.82+$4.8KIBM
9$25,100$399.81$19,396$583.12+$5.7KIBM
10$27,618$410.34$20,979$652.30+$6.6KIBM

IBM vs MCD: Complete Analysis 2026

IBMTechnology

IBM is a Dividend Aristocrat with 28+ consecutive years of increases. After spinning off its managed infrastructure business as Kyndryl in 2021, IBM refocused on hybrid cloud and AI. Its Red Hat acquisition underpins a software-led business model with higher margins and more predictable revenue growth.

Full IBM Calculator →

MCDConsumer Discretionary

McDonald's is a Dividend Aristocrat with 48+ consecutive years of increases. As the world's most visited fast food brand with 40,000+ locations, its franchise model generates high-margin royalties. MCD's real estate holdings (owning land under many franchised locations) create an additional asset floor supporting long-term value.

Full MCD Calculator →

Frequently Asked Questions

Is IBM or MCD better for dividend income in 2026?
IBM currently offers a 3.06% yield (6.68/share/year) while MCD offers 2.27% (6.68/share/year). IBM provides higher current income. However, MCD has grown its dividend faster (8.5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in IBM vs MCD earn per year?
With $10,000 invested today: IBM pays approximately $306/year. MCD pays approximately $227/year. With DRIP reinvestment over 10 years, these grow to $410/year (IBM) and $652/year (MCD).
Does IBM or MCD pay monthly dividends?
IBM pays quarterly dividends. MCD pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.