HomeCompareIBM vs PAYX

IBM vs PAYX: Dividend Comparison 2026

IBM yields 3.06% · PAYX yields 4.00% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 PAYX wins by $429.00 in total portfolio value
10 years
IBM
International Business Machines
3.06%
Share price
$218.40
Annual div
$6.68
5Y div CAGR
1%
Payout ratio
64%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.6K
Annual income
$410.34
Full IBM calculator →
PAYX
PAYX
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full PAYX calculator →

Portfolio growth — IBM vs PAYX

Annual dividend income

MetricIBMPAYX
Forward yield3.06%4.00%
Annual dividend / share$6.68$2.00
Payout ratio64%50%
1-year div growth0.6%5%
5-year div CAGR1%5%
Portfolio after 10y$27.6K$28.0K
Annual income after 10y$410.34$899.19
Total dividends collected$3.6K$6.4K
Payment frequencyquarterlyquarterly
SectorTechnologyTechnology

Year-by-year: IBM vs PAYX ($10,000, DRIP)

YearIBM PortfolioIBM Income/yrPAYX PortfolioPAYX Income/yrGap
1$11,149$308.92$11,120$420.00+$29.00IBM
2$12,406$320.90$12,357$458.31+$49.00IBM
3$13,781$332.72$13,721$499.76+$60.00IBM
4$15,283$344.36$15,227$544.58+$56.00IBM
5$16,923$355.82$16,885$593.02+$38.00IBM
6$18,711$367.09$18,713$645.34$2.00PAYX
7$20,661$378.18$20,724$701.81$63.00PAYX
8$22,786$389.09$22,938$762.73$152.00PAYX
9$25,100$399.81$25,372$828.41$272.00PAYX
10$27,618$410.34$28,047$899.19$429.00PAYX

IBM vs PAYX: Complete Analysis 2026

IBMTechnology

IBM is a Dividend Aristocrat with 28+ consecutive years of increases. After spinning off its managed infrastructure business as Kyndryl in 2021, IBM refocused on hybrid cloud and AI. Its Red Hat acquisition underpins a software-led business model with higher margins and more predictable revenue growth.

Full IBM Calculator →

PAYXTechnology

PAYX is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in PAYX shares.

Full PAYX Calculator →

Frequently Asked Questions

Is IBM or PAYX better for dividend income in 2026?
IBM currently offers a 3.06% yield (6.68/share/year) while PAYX offers 4.00% (2.00/share/year). PAYX provides higher current income. However, PAYX has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in IBM vs PAYX earn per year?
With $10,000 invested today: IBM pays approximately $306/year. PAYX pays approximately $400/year. With DRIP reinvestment over 10 years, these grow to $410/year (IBM) and $899/year (PAYX).
Does IBM or PAYX pay monthly dividends?
IBM pays quarterly dividends. PAYX pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this IBM vs PAYX comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

IBM vs MSFTIBM vs CSCOIBM vs HPQIBM vs ORCLIBM vs ACNIBM vs SCHDIBM vs JEPIIBM vs OPAYX vs SCHDPAYX vs JEPIPAYX vs OPAYX vs KO

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.