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IBM vs JEPI: Dividend Comparison 2026

IBM yields 3.06% · JEPI yields 7.21% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 JEPI wins by $592.00 in total portfolio value
10 years
IBM
International Business Machines
3.06%
Share price
$218.40
Annual div
$6.68
5Y div CAGR
1%
Payout ratio
64%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.6K
Annual income
$410.34
Full IBM calculator →
JEPI
JPMorgan Equity Premium Income ETF
7.21%
Share price
$55.20
Annual div
$3.98
5Y div CAGR
2.1%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.2K
Annual income
$1,567.15
Full JEPI calculator →

Portfolio growth — IBM vs JEPI

Annual dividend income

MetricIBMJEPI
Forward yield3.06%7.21%
Annual dividend / share$6.68$3.98
Payout ratio64%72%
1-year div growth0.6%-3.2%
5-year div CAGR1%2.1%
Portfolio after 10y$27.6K$28.2K
Annual income after 10y$410.34$1,567.15
Total dividends collected$3.6K$11.1K
Payment frequencyquarterlymonthly
SectorTechnologyETF

Year-by-year: IBM vs JEPI ($10,000, DRIP)

YearIBM PortfolioIBM Income/yrJEPI PortfolioJEPI Income/yrGap
1$11,149$308.92$11,156$736.16$7.00JEPI
2$12,406$320.90$12,429$804.72$23.00JEPI
3$13,781$332.72$13,830$878.49$49.00JEPI
4$15,283$344.36$15,369$957.78$86.00JEPI
5$16,923$355.82$17,057$1,042.88$134.00JEPI
6$18,711$367.09$18,907$1,134.13$196.00JEPI
7$20,661$378.18$20,933$1,231.83$272.00JEPI
8$22,786$389.09$23,149$1,336.34$363.00JEPI
9$25,100$399.81$25,569$1,447.99$469.00JEPI
10$27,618$410.34$28,210$1,567.15$592.00JEPI

IBM vs JEPI: Complete Analysis 2026

IBMTechnology

IBM is a Dividend Aristocrat with 28+ consecutive years of increases. After spinning off its managed infrastructure business as Kyndryl in 2021, IBM refocused on hybrid cloud and AI. Its Red Hat acquisition underpins a software-led business model with higher margins and more predictable revenue growth.

Full IBM Calculator →

JEPIETF

JEPI is an actively managed ETF delivering high monthly income via covered calls on S&P 500 stocks. It consistently yields 6–9% annually, making it one of the highest-income ETFs available. Popular with retirees seeking monthly cash flow without selling shares. Launched in 2020, it rapidly became one of the largest active ETFs with $35B+ AUM.

Full JEPI Calculator →

Frequently Asked Questions

Is IBM or JEPI better for dividend income in 2026?
IBM currently offers a 3.06% yield (6.68/share/year) while JEPI offers 7.21% (3.98/share/year). JEPI provides higher current income. However, JEPI has grown its dividend faster (2.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in IBM vs JEPI earn per year?
With $10,000 invested today: IBM pays approximately $306/year. JEPI pays approximately $721/year. With DRIP reinvestment over 10 years, these grow to $410/year (IBM) and $1,567/year (JEPI).
Does IBM or JEPI pay monthly dividends?
IBM pays quarterly dividends. JEPI pays monthly dividends. JEPI pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.