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IBM vs T: Dividend Comparison 2026

IBM yields 3.06% · T yields 6.24% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 IBM wins by $18.5K in total portfolio value
10 years
IBM
International Business Machines
3.06%
Share price
$218.40
Annual div
$6.68
5Y div CAGR
1%
Payout ratio
64%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.6K
Annual income
$410.34
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T
AT&T Inc.
6.24%
Share price
$17.80
Annual div
$1.11
5Y div CAGR
-8.2%
Payout ratio
58%
After 10 yrs · $10,000 · DRIP
Portfolio value
$9.1K
Annual income
$432.01
Full T calculator →

Portfolio growth — IBM vs T

Annual dividend income

MetricIBMT
Forward yield3.06%6.24%
Annual dividend / share$6.68$1.11
Payout ratio64%58%
1-year div growth0.6%0%
5-year div CAGR1%-8.2%
Portfolio after 10y$27.6K$9.1K
Annual income after 10y$410.34$432.01
Total dividends collected$3.6K$5.0K
Payment frequencyquarterlyquarterly
SectorTechnologyTelecom

Year-by-year: IBM vs T ($10,000, DRIP)

YearIBM PortfolioIBM Income/yrT PortfolioT Income/yrGap
1$11,149$308.92$9,962$572.46+$1.2KIBM
2$12,406$320.90$9,912$557.56+$2.5KIBM
3$13,781$332.72$9,850$542.34+$3.9KIBM
4$15,283$344.36$9,776$526.88+$5.5KIBM
5$16,923$355.82$9,691$511.23+$7.2KIBM
6$18,711$367.09$9,595$495.45+$9.1KIBM
7$20,661$378.18$9,489$479.58+$11.2KIBM
8$22,786$389.09$9,374$463.69+$13.4KIBM
9$25,100$399.81$9,250$447.82+$15.8KIBM
10$27,618$410.34$9,118$432.01+$18.5KIBM

IBM vs T: Complete Analysis 2026

IBMTechnology

IBM is a Dividend Aristocrat with 28+ consecutive years of increases. After spinning off its managed infrastructure business as Kyndryl in 2021, IBM refocused on hybrid cloud and AI. Its Red Hat acquisition underpins a software-led business model with higher margins and more predictable revenue growth.

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TTelecom

AT&T is one of the largest telecom companies in the US. After spinning off WarnerMedia in 2022 and cutting its dividend, AT&T has stabilized its payout at $1.11/year. High yield makes it attractive for pure income investors, though dividend growth has been absent. The company is focused on debt reduction and fiber network expansion.

Full T Calculator →

Frequently Asked Questions

Is IBM or T better for dividend income in 2026?
IBM currently offers a 3.06% yield (6.68/share/year) while T offers 6.24% (1.11/share/year). T provides higher current income. However, IBM has grown its dividend faster (1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in IBM vs T earn per year?
With $10,000 invested today: IBM pays approximately $306/year. T pays approximately $624/year. With DRIP reinvestment over 10 years, these grow to $410/year (IBM) and $432/year (T).
Does IBM or T pay monthly dividends?
IBM pays quarterly dividends. T pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.