HomeCompareIBTX vs MCD

IBTX vs MCD: Dividend Comparison 2026

IBTX yields 2.51% · MCD yields 2.35%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IBTX wins by $175.68M in total portfolio value
10 years
IBTX
IBTX
● Live price
2.51%
Share price
$60.67
Annual div
$1.52
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$175.76M
Annual income
$163,242,820.00
Full IBTX calculator →
MCD
McDonald's Corporation
● Live price
2.35%
Share price
$308.53
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$26,227.70
Full MCD calculator →

Portfolio growth — IBTX vs MCD

📍 IBTX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIBTXMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, IBTX + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IBTX pays
MCD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBTX
Annual income on $10K today (after 15% tax)
$212.96/yr
After 10yr DRIP, annual income (after tax)
$138,756,397.00/yr
MCD
Annual income on $10K today (after 15% tax)
$200.01/yr
After 10yr DRIP, annual income (after tax)
$22,293.55/yr
At 15% tax rate, IBTX beats the other by $138,734,103.46/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IBTX + MCD for your $10,000?

IBTX: 50%MCD: 50%
100% MCD50/50100% IBTX
Portfolio after 10yr
$87.92M
Annual income
$81,634,523.85/yr
Blended yield
92.85%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

IBTX
Analyst Ratings
11
Buy
6
Hold
Consensus: Buy
Price Target
$83.00
+36.8% upside vs current
Range: $83.00 — $83.00
Altman Z
0.0
Piotroski
7/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+14.0% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBTX buys
0
MCD buys
0
No recent congressional trades found for IBTX or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIBTXMCD
Forward yield2.51%2.35%
Annual dividend / share$1.52$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%42.3%
Portfolio after 10y$175.76M$78.5K
Annual income after 10y$163,242,820.00$26,227.70
Total dividends collected$174.80M$58.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary
Analyst consensusBuyBuy
Analyst price target$83.00$351.76

Year-by-year: IBTX vs MCD ($10,000, DRIP)

YearIBTX PortfolioIBTX Income/yrMCD PortfolioMCD Income/yrGap
1← crossover$11,201$501.07$10,815$334.85+$386.00IBTX
2$13,034$1,049.07$11,826$491.71+$1.2KIBTX
3$16,228$2,281.80$13,123$730.06+$3.1KIBTX
4$22,675$5,310.24$14,853$1,100.07+$7.8KIBTX
5$38,130$13,868.35$17,257$1,690.61+$20.9KIBTX
6$84,391$43,591.31$20,752$2,667.01+$63.6KIBTX
7$270,629$180,331.34$26,103$4,354.83+$244.5KIBTX
8$1,370,504$1,080,931.05$34,794$7,437.78+$1.34MIBTX
9$11,698,186$10,231,746.67$49,926$13,461.60+$11.65MIBTX
10$175,759,879$163,242,820.00$78,550$26,227.70+$175.68MIBTX

IBTX vs MCD: Complete Analysis 2026

IBTXStock

Independent Bank Group, Inc. operates as the bank holding company for Independent Bank that provides various commercial banking products and services to businesses, professionals, and individuals in the United States. It accepts various deposit products, including checking and savings accounts, demand deposits, money market accounts, and certificates of deposit. The company also provides commercial real estate loans; commercial construction, land, and land development loans; residential real estate loans; single-family interim construction loans; commercial loans comprising SBA guaranteed loans, business term loans, equipment lease financing, lines of credit, and energy related loans; agricultural loans for farmers and ranchers; consumer installment loans comprising loans to purchase cars, boats, and other recreational vehicles; and residential mortgages, as well as mortgage warehouse purchase loans. In addition, it offers debit cards, online and mobile banking, eStatement, bank-by-mail, and direct deposit services; and business accounts and management services, including analyzed business checking, business savings, and treasury management services. As of December 31, 2021, the company operated 93 full-service branches. Independent Bank Group, Inc. was founded in 2002 and is headquartered in McKinney, Texas.

Full IBTX Calculator →

MCDConsumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
📬

Get this IBTX vs MCD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

IBTX vs SCHDIBTX vs JEPIIBTX vs OIBTX vs KOIBTX vs MAINIBTX vs YUMIBTX vs QSRIBTX vs SBUX

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.