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ICBK vs ARCC: Dividend Comparison 2026

ICBK yields 5.67% · ARCC yields 10.82%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ICBK wins by $3573.15M in total portfolio value
10 years
ICBK
ICBK
● Live price
5.67%
Share price
$35.25
Annual div
$2.00
5Y div CAGR
93.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$3573.17M
Annual income
$3,414,760,102.48
Full ICBK calculator →
ARCC
Ares Capital Corporation
● Live price
10.82%
Share price
$17.74
Annual div
$1.92
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.5K
Annual income
$1.16
Full ARCC calculator →

Portfolio growth — ICBK vs ARCC

📍 ICBK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodICBKARCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ICBK + ARCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ICBK pays
ARCC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ICBK
Annual income on $10K today (after 15% tax)
$482.27/yr
After 10yr DRIP, annual income (after tax)
$2,902,546,087.11/yr
ARCC
Annual income on $10K today (after 15% tax)
$919.95/yr
After 10yr DRIP, annual income (after tax)
$0.99/yr
At 15% tax rate, ICBK beats the other by $2,902,546,086.12/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ICBK + ARCC for your $10,000?

ICBK: 50%ARCC: 50%
100% ARCC50/50100% ICBK
Portfolio after 10yr
$1786.60M
Annual income
$1,707,380,051.82/yr
Blended yield
95.57%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ARCC right now

ICBK
Analyst Ratings
1
Buy
5
Hold
Consensus: Hold
Altman Z
1.2
Piotroski
7/9
ARCC
Analyst Ratings
24
Buy
7
Hold
Consensus: Buy
Price Target
$21.88
+23.3% upside vs current
Range: $21.00 — $23.00
Altman Z
0.8
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ICBK buys
0
ARCC buys
0
No recent congressional trades found for ICBK or ARCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricICBKARCC
Forward yield5.67%10.82%
Annual dividend / share$2.00$1.92
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR93.8%-50%
Portfolio after 10y$3573.17M$24.5K
Annual income after 10y$3,414,760,102.48$1.16
Total dividends collected$3561.92M$1.1K
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusHoldBuy

Year-by-year: ICBK vs ARCC ($10,000, DRIP)

YearICBK PortfolioICBK Income/yrARCC PortfolioARCC Income/yrGap
1← crossover$11,800$1,099.57$11,381$541.15+$419.00ICBK
2$14,976$2,349.96$12,621$284.08+$2.4KICBK
3$21,426$5,401.90$13,827$145.31+$7.6KICBK
4$36,924$13,998.11$15,062$73.43+$21.9KICBK
5$83,201$43,692.67$16,364$36.89+$66.8KICBK
6$267,346$178,321.12$17,757$18.49+$249.6KICBK
7$1,323,872$1,037,811.50$19,258$9.25+$1.30MICBK
8$10,724,632$9,308,089.56$20,880$4.63+$10.70MICBK
9$148,049,040$136,573,683.53$22,636$2.32+$148.03MICBK
10$3,573,172,576$3,414,760,102.48$24,539$1.16+$3573.15MICBK

ICBK vs ARCC: Complete Analysis 2026

ICBKStock

County Bancorp, Inc. is a bank holding company, which engages in the provision of banking and financial services. The company is headquartered in Manitowoc, Wisconsin and currently employs 142 full-time employees. The firm's primary activities consist of holding the stock of its subsidiary bank, Investors Community Bank (the Bank), and providing banking and related business activities through the Bank and its other subsidiaries. The company operates in the community banking segment. The Bank is an independent community bank offering financial services focusing on the needs of agricultural businesses, with a primary focus on dairy-related lending with lending relationships in over 60 Wisconsin counties. The company also serves business and retail customers throughout Wisconsin, but is focused on northeastern and central Wisconsin. Its customers are served from its service branches in Manitowoc and Stevens Point, and its loan production offices located in Darlington, Eau Claire, Fond du Lac, and Sheboygan. Its subsidiaries include Investors Insurance Services, LLC, County Bancorp Statutory Trust II, County Bancorp Statutory Trust III and County Acquisition LLC.

Full ICBK Calculator →

ARCCBDC

Ares Capital Corporation is a business development company specializing in acquisition, recapitalization, mezzanine debt, restructurings, rescue financing, and leveraged buyout transactions of middle market companies. It also makes growth capital and general refinancing. It prefers to make investments in companies engaged in the basic and growth manufacturing, business services, consumer products, health care products and services, and information technology service sectors. The fund will also consider investments in industries such as restaurants, retail, oil and gas, and technology sectors. It focuses on investments in Northeast, Mid-Atlantic, Southeast and Southwest regions from its New York office, the Midwest region, from the Chicago office, and the Western region from the Los Angeles office. The fund typically invests between $20 million and $200 million and a maximum of $400 million in companies with an EBITDA between $10 million and $250 million. It makes debt investments between $10 million and $100 million The fund invests through revolvers, first lien loans, warrants, unitranche structures, second lien loans, mezzanine debt, private high yield, junior capital, subordinated debt, and non-control preferred and common equity. The fund also selectively considers third-party-led senior and subordinated debt financings and opportunistically considers the purchase of stressed and discounted debt positions. The fund prefers to be an agent and/or lead the transactions in which it invests. The fund also seeks board representation in its portfolio companies.

Full ARCC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.