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ICBK vs BTI: Dividend Comparison 2026

ICBK yields 5.67% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ICBK wins by $3573.13M in total portfolio value
10 years
ICBK
ICBK
● Live price
5.67%
Share price
$35.25
Annual div
$2.00
5Y div CAGR
93.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$3573.17M
Annual income
$3,414,760,102.48
Full ICBK calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — ICBK vs BTI

📍 ICBK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodICBKBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ICBK + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ICBK pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ICBK
Annual income on $10K today (after 15% tax)
$482.27/yr
After 10yr DRIP, annual income (after tax)
$2,902,546,087.11/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, ICBK beats the other by $2,902,543,718.46/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ICBK + BTI for your $10,000?

ICBK: 50%BTI: 50%
100% BTI50/50100% ICBK
Portfolio after 10yr
$1786.61M
Annual income
$1,707,381,444.56/yr
Blended yield
95.57%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

ICBK
Analyst Ratings
1
Buy
5
Hold
Consensus: Hold
Altman Z
1.2
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ICBK buys
0
BTI buys
0
No recent congressional trades found for ICBK or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricICBKBTI
Forward yield5.67%5.38%
Annual dividend / share$2.00$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR93.8%11.3%
Portfolio after 10y$3573.17M$37.7K
Annual income after 10y$3,414,760,102.48$2,786.64
Total dividends collected$3561.92M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy

Year-by-year: ICBK vs BTI ($10,000, DRIP)

YearICBK PortfolioICBK Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,800$1,099.57$11,299$598.92+$501.00ICBK
2$14,976$2,349.96$12,794$703.91+$2.2KICBK
3$21,426$5,401.90$14,518$829.07+$6.9KICBK
4$36,924$13,998.11$16,513$978.64+$20.4KICBK
5$83,201$43,692.67$18,827$1,157.84+$64.4KICBK
6$267,346$178,321.12$21,518$1,373.12+$245.8KICBK
7$1,323,872$1,037,811.50$24,657$1,632.46+$1.30MICBK
8$10,724,632$9,308,089.56$28,329$1,945.74+$10.70MICBK
9$148,049,040$136,573,683.53$32,637$2,325.33+$148.02MICBK
10$3,573,172,576$3,414,760,102.48$37,708$2,786.64+$3573.13MICBK

ICBK vs BTI: Complete Analysis 2026

ICBKStock

County Bancorp, Inc. is a bank holding company, which engages in the provision of banking and financial services. The company is headquartered in Manitowoc, Wisconsin and currently employs 142 full-time employees. The firm's primary activities consist of holding the stock of its subsidiary bank, Investors Community Bank (the Bank), and providing banking and related business activities through the Bank and its other subsidiaries. The company operates in the community banking segment. The Bank is an independent community bank offering financial services focusing on the needs of agricultural businesses, with a primary focus on dairy-related lending with lending relationships in over 60 Wisconsin counties. The company also serves business and retail customers throughout Wisconsin, but is focused on northeastern and central Wisconsin. Its customers are served from its service branches in Manitowoc and Stevens Point, and its loan production offices located in Darlington, Eau Claire, Fond du Lac, and Sheboygan. Its subsidiaries include Investors Insurance Services, LLC, County Bancorp Statutory Trust II, County Bancorp Statutory Trust III and County Acquisition LLC.

Full ICBK Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.