Is ICOI or QYLD a better dividend investment in 2026?

ICOI currently yields 373.25% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: ICOI offers higher current income.

What is the dividend yield difference between ICOI and QYLD?

ICOI has a forward dividend yield of 373.25% ($41.39/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 361.33 percentage points.

Home › Compare › ICOI vs QYLD

ICOI vs QYLD: Dividend Comparison 2026

ICOI yields 373.25% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ICOI wins by $6923.39M in total portfolio value

INVESTMENT

TIME HORIZON10 years

ICOI

● Live price

373.25%

Share price

$11.09

Annual div

$41.39

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$6923.41M

Annual income

$4,533,901,840.67

Full ICOI calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — ICOI vs QYLD

📍 ICOI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ICOI	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ICOI + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ICOI pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ICOI

Annual income on $10K today (after 15% tax)

$31,726.33/yr

After 10yr DRIP, annual income (after tax)

$3,853,816,564.57/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, ICOI beats the other by $3,853,811,754.16/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ICOI + QYLD for your $10,000?

ICOI: 50%QYLD: 50%

100% QYLD50/50100% ICOI

Portfolio after 10yr

$3461.72M

Annual income

$2,266,953,750.00/yr

Blended yield

65.49%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ICOI buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricICOIQYLD

Forward yield	373.25% ✓	11.92%
Annual dividend / share	$41.39 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$6923.41M ✓	$25.4K
Annual income after 10y	$4,533,901,840.67 ✓	$5,659.31
Total dividends collected	$6699.24M ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: ICOI vs QYLD ($10,000, DRIP)

Year	ICOI Portfolio	ICOI Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$48,025	$37,325.09	$10,352	$1,192.36	+$37.7K → ICOI
2	$218,914	$167,527.22	$10,830	$1,347.57	+$208.1K → ICOI
3	$947,924	$713,685.76	$11,460	$1,539.07	+$936.5K → ICOI
4	$3,902,450	$2,888,171.76	$12,275	$1,777.84	+$3.89M → ICOI
5	$15,287,902	$11,112,280.15	$13,323	$2,078.95	+$15.27M → ICOI
6	$57,042,643	$40,684,587.51	$14,667	$2,463.34	+$57.03M → ICOI
7	$202,908,019	$141,872,391.09	$16,396	$2,960.57	+$202.89M → ICOI
8	$688,754,896	$471,643,316.17	$18,631	$3,612.97	+$688.74M → ICOI
9	$2,233,187,532	$1,496,219,793.25	$21,548	$4,482.15	+$2233.17M → ICOI
10	$6,923,412,500	$4,533,901,840.67	$25,398	$5,659.31	+$6923.39M → ICOI

ICOI vs QYLD: Complete Analysis 2026

ICOI — Stock

The Bitwise COIN Option Income Strategy ETF seeks to generate monthly income by investing in options tied to Coinbase (COIN) stock, utilizing a covered call strategy to capitalize on market volatility.

Full ICOI Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.