Is ICOI or XYLD a better dividend investment in 2026?

ICOI currently yields 373.25% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: ICOI offers higher current income.

What is the dividend yield difference between ICOI and XYLD?

ICOI has a forward dividend yield of 373.25% ($41.39/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 362.27 percentage points.

Home › Compare › ICOI vs XYLD

ICOI vs XYLD: Dividend Comparison 2026

ICOI yields 373.25% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ICOI wins by $6923.39M in total portfolio value

INVESTMENT

TIME HORIZON10 years

ICOI

● Live price

373.25%

Share price

$11.09

Annual div

$41.39

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$6923.41M

Annual income

$4,533,901,840.67

Full ICOI calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — ICOI vs XYLD

📍 ICOI pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ICOI	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ICOI + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ICOI pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ICOI

Annual income on $10K today (after 15% tax)

$31,726.33/yr

After 10yr DRIP, annual income (after tax)

$3,853,816,564.57/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, ICOI beats the other by $3,853,813,828.40/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ICOI + XYLD for your $10,000?

ICOI: 50%XYLD: 50%

100% XYLD50/50100% ICOI

Portfolio after 10yr

$3461.72M

Annual income

$2,266,952,529.85/yr

Blended yield

65.49%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ICOI buys

XYLD buys

No recent congressional trades found for ICOI or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricICOIXYLD

Forward yield	373.25% ✓	10.98%
Annual dividend / share	$41.39 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$6923.41M ✓	$25.3K
Annual income after 10y	$4,533,901,840.67 ✓	$3,219.02
Total dividends collected	$6699.24M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: ICOI vs XYLD ($10,000, DRIP)

Year	ICOI Portfolio	ICOI Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$48,025	$37,325.09	$10,818	$1,098.39	+$37.2K → ICOI
2	$218,914	$167,527.22	$11,738	$1,222.51	+$207.2K → ICOI
3	$947,924	$713,685.76	$12,774	$1,364.64	+$935.1K → ICOI
4	$3,902,450	$2,888,171.76	$13,944	$1,527.86	+$3.89M → ICOI
5	$15,287,902	$11,112,280.15	$15,270	$1,715.87	+$15.27M → ICOI
6	$57,042,643	$40,684,587.51	$16,775	$1,933.09	+$57.03M → ICOI
7	$202,908,019	$141,872,391.09	$18,490	$2,184.87	+$202.89M → ICOI
8	$688,754,896	$471,643,316.17	$20,450	$2,477.63	+$688.73M → ICOI
9	$2,233,187,532	$1,496,219,793.25	$22,697	$2,819.19	+$2233.16M → ICOI
10	$6,923,412,500	$4,533,901,840.67	$25,280	$3,219.02	+$6923.39M → ICOI

ICOI vs XYLD: Complete Analysis 2026

ICOI — Stock

The Bitwise COIN Option Income Strategy ETF seeks to generate monthly income by investing in options tied to Coinbase (COIN) stock, utilizing a covered call strategy to capitalize on market volatility.

Full ICOI Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.