HomeCompareIDCBF vs GBDC

IDCBF vs GBDC: Dividend Comparison 2026

IDCBF yields 5.12% · GBDC yields 11.86%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IDCBF wins by $6993.00M in total portfolio value· pulled ahead in Year 5
10 years
IDCBF
IDCBF
● Live price
5.12%
Share price
$0.84
Annual div
$0.04
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$7013.85M
Annual income
$6,760,071,260.73
Full IDCBF calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — IDCBF vs GBDC

📍 IDCBF pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIDCBFGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, IDCBF + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IDCBF pays
GBDC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IDCBF
Annual income on $10K today (after 15% tax)
$434.97/yr
After 10yr DRIP, annual income (after tax)
$5,746,060,571.62/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, IDCBF beats the other by $5,732,077,447.87/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IDCBF + GBDC for your $10,000?

IDCBF: 50%GBDC: 50%
100% GBDC50/50100% IDCBF
Portfolio after 10yr
$3517.35M
Annual income
$3,388,260,997.28/yr
Blended yield
96.33%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

IDCBF
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
0.1
Piotroski
6/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IDCBF buys
0
GBDC buys
0
No recent congressional trades found for IDCBF or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIDCBFGBDC
Forward yield5.12%11.86%
Annual dividend / share$0.04$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%51.1%
Portfolio after 10y$7013.85M$20.85M
Annual income after 10y$6,760,071,260.73$16,450,733.83
Total dividends collected$6996.07M$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusHoldBuy

Year-by-year: IDCBF vs GBDC ($10,000, DRIP)

YearIDCBF PortfolioIDCBF Income/yrGBDC PortfolioGBDC Income/yrGap
1$11,723$1,023.46$12,492$1,791.70$769.00GBDC
2$14,787$2,242.70$16,527$3,160.58$1.7KGBDC
3$21,109$5,287.33$23,588$5,904.90$2.5KGBDC
4$36,695$14,108.48$37,141$11,901.65$446.00GBDC
5← crossover$85,106$45,842.21$66,205$26,463.38+$18.9KIDCBF
6$289,793$198,729.41$137,452$66,612.65+$152.3KIDCBF
7$1,574,917$1,264,838.46$342,372$195,298.53+$1.23MIDCBF
8$14,533,618$12,848,456.86$1,053,292$686,954.33+$13.48MIDCBF
9$237,173,165$221,622,194.03$4,111,439$2,984,416.95+$233.06MIDCBF
10$7,013,846,548$6,760,071,260.73$20,849,974$16,450,733.83+$6993.00MIDCBF

IDCBF vs GBDC: Complete Analysis 2026

IDCBFStock

Industrial and Commercial Bank of China Limited, together with its subsidiaries, provides banking products and services in the People's Republic of China and internationally. It operates through Corporate Banking, Personal Banking, and Treasury Operations segments. The Corporate Banking segment offers financial products and services to corporations, government agencies, and financial institutions. Its products and services include corporate loans, trade financing, deposit taking activities, corporate wealth management services, custody activities, and various corporate intermediary services. The Personal Banking segment provides financial products and services to individual customers. This segment's products and services comprise personal loans and cards, deposits, and personal wealth management and intermediary services. The Treasury Operations segment is involved in the money market transactions, investment securities, and foreign exchange transactions businesses, as well as in the holding of derivative positions. It also offers e-banking services, investment banking, financial leasing, and insurance services. The company was founded in 1984 and is based in Beijing, the People's Republic of China.

Full IDCBF Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.