Is IDCBY or HDV a better dividend investment in 2026?

IDCBY currently yields 3.80% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: IDCBY offers higher current income.

What is the dividend yield difference between IDCBY and HDV?

IDCBY has a forward dividend yield of 3.80% ($0.65/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 0.88 percentage points.

Home › Compare › IDCBY vs HDV

IDCBY vs HDV: Dividend Comparison 2026

IDCBY yields 3.80% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IDCBY wins by $101.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

IDCBY

● Live price

3.80%

Share price

$17.10

Annual div

$0.65

5Y div CAGR

39.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$125.4K

Annual income

$43,488.92

Full IDCBY calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — IDCBY vs HDV

📍 IDCBY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IDCBY	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IDCBY + HDV cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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IDCBY pays

HDV pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IDCBY

Annual income on $10K today (after 15% tax)

$322.60/yr

After 10yr DRIP, annual income (after tax)

$36,965.58/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, IDCBY beats the other by $36,665.76/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IDCBY + HDV for your $10,000?

IDCBY: 50%HDV: 50%

100% HDV50/50100% IDCBY

Portfolio after 10yr

$74.9K

Annual income

$21,920.82/yr

Blended yield

29.28%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IDCBY buys

HDV buys

No recent congressional trades found for IDCBY or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIDCBYHDV

Forward yield	3.80% ✓	2.92%
Annual dividend / share	$0.65	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	39.3% ✓	0%
Portfolio after 10y	$125.4K ✓	$24.3K
Annual income after 10y	$43,488.92 ✓	$352.73
Total dividends collected	$95.9K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: IDCBY vs HDV ($10,000, DRIP)

Year	IDCBY Portfolio	IDCBY Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,229	$528.69	$11,002	$292.38	+$227.00 → IDCBY
2	$12,788	$772.85	$12,084	$300.36	+$704.00 → IDCBY
3	$14,829	$1,145.83	$13,250	$308.02	+$1.6K → IDCBY
4	$17,596	$1,729.81	$14,506	$315.35	+$3.1K → IDCBY
5	$21,500	$2,672.33	$15,858	$322.35	+$5.6K → IDCBY
6	$27,256	$4,250.92	$17,313	$329.04	+$9.9K → IDCBY
7	$36,180	$7,015.71	$18,878	$335.42	+$17.3K → IDCBY
8	$50,836	$12,123.82	$20,560	$341.49	+$30.3K → IDCBY
9	$76,573	$22,177.54	$22,367	$347.25	+$54.2K → IDCBY
10	$125,421	$43,488.92	$24,307	$352.73	+$101.1K → IDCBY

IDCBY vs HDV: Complete Analysis 2026

IDCBY — Stock

Industrial and Commercial Bank of China Limited, together with its subsidiaries, provides banking products and services in the People's Republic of China and internationally. It operates through Corporate Banking, Personal Banking, and Treasury Operations segments. The Corporate Banking segment offers financial products and services to corporations, government agencies, and financial institutions. Its products and services include corporate loans, trade financing, deposit taking activities, corporate wealth management services, custody activities, and various corporate intermediary services. The Personal Banking segment provides financial products and services to individual customers. This segment's products and services comprise personal loans and cards, deposits, and personal wealth management and intermediary services. The Treasury Operations segment is involved in the money market transactions, investment securities, and foreign exchange transactions businesses, as well as in the holding of derivative positions. It also offers e-banking services, investment banking, financial leasing, and insurance services. The company was founded in 1984 and is based in Beijing, the People's Republic of China.

Full IDCBY Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.