HomeCompareIDCBY vs VYM

IDCBY vs VYM: Dividend Comparison 2026

IDCBY yields 3.80% · VYM yields 2.41%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IDCBY wins by $97.6K in total portfolio value
10 years
IDCBY
IDCBY
● Live price
3.80%
Share price
$17.10
Annual div
$0.65
5Y div CAGR
39.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$125.4K
Annual income
$43,488.92
Full IDCBY calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — IDCBY vs VYM

📍 IDCBY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIDCBYVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IDCBY + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IDCBY pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IDCBY
Annual income on $10K today (after 15% tax)
$322.60/yr
After 10yr DRIP, annual income (after tax)
$36,965.58/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, IDCBY beats the other by $36,728.81/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IDCBY + VYM for your $10,000?

IDCBY: 50%VYM: 50%
100% VYM50/50100% IDCBY
Portfolio after 10yr
$76.6K
Annual income
$21,883.73/yr
Blended yield
28.56%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IDCBY buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIDCBYVYM
Forward yield3.80%2.41%
Annual dividend / share$0.65$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR39.3%0%
Portfolio after 10y$125.4K$27.8K
Annual income after 10y$43,488.92$278.55
Total dividends collected$95.9K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: IDCBY vs VYM ($10,000, DRIP)

YearIDCBY PortfolioIDCBY Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,229$528.69$11,151$241.44+$78.00IDCBY
2$12,788$772.85$12,413$246.79+$375.00IDCBY
3$14,829$1,145.83$13,794$251.79+$1.0KIDCBY
4$17,596$1,729.81$15,306$256.47+$2.3KIDCBY
5$21,500$2,672.33$16,960$260.84+$4.5KIDCBY
6$27,256$4,250.92$18,768$264.92+$8.5KIDCBY
7$36,180$7,015.71$20,745$268.71+$15.4KIDCBY
8$50,836$12,123.82$22,905$272.24+$27.9KIDCBY
9$76,573$22,177.54$25,265$275.51+$51.3KIDCBY
10$125,421$43,488.92$27,842$278.55+$97.6KIDCBY

IDCBY vs VYM: Complete Analysis 2026

IDCBYStock

Industrial and Commercial Bank of China Limited, together with its subsidiaries, provides banking products and services in the People's Republic of China and internationally. It operates through Corporate Banking, Personal Banking, and Treasury Operations segments. The Corporate Banking segment offers financial products and services to corporations, government agencies, and financial institutions. Its products and services include corporate loans, trade financing, deposit taking activities, corporate wealth management services, custody activities, and various corporate intermediary services. The Personal Banking segment provides financial products and services to individual customers. This segment's products and services comprise personal loans and cards, deposits, and personal wealth management and intermediary services. The Treasury Operations segment is involved in the money market transactions, investment securities, and foreign exchange transactions businesses, as well as in the holding of derivative positions. It also offers e-banking services, investment banking, financial leasing, and insurance services. The company was founded in 1984 and is based in Beijing, the People's Republic of China.

Full IDCBY Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.