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IDCBY vs MCD: Dividend Comparison 2026

IDCBY yields 3.80% · MCD yields 2.35%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IDCBY wins by $46.9K in total portfolio value
10 years
IDCBY
IDCBY
● Live price
3.80%
Share price
$17.10
Annual div
$0.65
5Y div CAGR
39.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$125.4K
Annual income
$43,488.92
Full IDCBY calculator →
MCD
McDonald's Corporation
● Live price
2.35%
Share price
$308.53
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$26,227.70
Full MCD calculator →

Portfolio growth — IDCBY vs MCD

📍 IDCBY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIDCBYMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, IDCBY + MCD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
IDCBY pays
MCD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IDCBY
Annual income on $10K today (after 15% tax)
$322.60/yr
After 10yr DRIP, annual income (after tax)
$36,965.58/yr
MCD
Annual income on $10K today (after 15% tax)
$200.01/yr
After 10yr DRIP, annual income (after tax)
$22,293.55/yr
At 15% tax rate, IDCBY beats the other by $14,672.04/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IDCBY + MCD for your $10,000?

IDCBY: 50%MCD: 50%
100% MCD50/50100% IDCBY
Portfolio after 10yr
$102.0K
Annual income
$34,858.31/yr
Blended yield
34.18%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

IDCBY
No analyst data
Altman Z
0.1
Piotroski
4/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+14.0% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IDCBY buys
0
MCD buys
0
No recent congressional trades found for IDCBY or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIDCBYMCD
Forward yield3.80% ✓2.35%
Annual dividend / share$0.65$7.26 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR39.3%42.3% ✓
Portfolio after 10y$125.4K ✓$78.5K
Annual income after 10y$43,488.92 ✓$26,227.70
Total dividends collected$95.9K ✓$58.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: IDCBY vs MCD ($10,000, DRIP)

YearIDCBY PortfolioIDCBY Income/yrMCD PortfolioMCD Income/yrGap
1← crossover$11,229$528.69$10,815$334.85+$414.00 → IDCBY
2$12,788$772.85$11,826$491.71+$962.00 → IDCBY
3$14,829$1,145.83$13,123$730.06+$1.7K → IDCBY
4$17,596$1,729.81$14,853$1,100.07+$2.7K → IDCBY
5$21,500$2,672.33$17,257$1,690.61+$4.2K → IDCBY
6$27,256$4,250.92$20,752$2,667.01+$6.5K → IDCBY
7$36,180$7,015.71$26,103$4,354.83+$10.1K → IDCBY
8$50,836$12,123.82$34,794$7,437.78+$16.0K → IDCBY
9$76,573$22,177.54$49,926$13,461.60+$26.6K → IDCBY
10$125,421$43,488.92$78,550$26,227.70+$46.9K → IDCBY

IDCBY vs MCD: Complete Analysis 2026

IDCBY — Stock

Industrial and Commercial Bank of China Limited, together with its subsidiaries, provides banking products and services in the People's Republic of China and internationally. It operates through Corporate Banking, Personal Banking, and Treasury Operations segments. The Corporate Banking segment offers financial products and services to corporations, government agencies, and financial institutions. Its products and services include corporate loans, trade financing, deposit taking activities, corporate wealth management services, custody activities, and various corporate intermediary services. The Personal Banking segment provides financial products and services to individual customers. This segment's products and services comprise personal loans and cards, deposits, and personal wealth management and intermediary services. The Treasury Operations segment is involved in the money market transactions, investment securities, and foreign exchange transactions businesses, as well as in the holding of derivative positions. It also offers e-banking services, investment banking, financial leasing, and insurance services. The company was founded in 1984 and is based in Beijing, the People's Republic of China.

Full IDCBY Calculator →

MCD — Consumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.