Is IEFA or QYLD a better dividend investment in 2026?

IEFA currently yields 3.46% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between IEFA and QYLD?

IEFA has a forward dividend yield of 3.46% ($3.18/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 8.46 percentage points.

Home › Compare › IEFA vs QYLD

IEFA vs QYLD: Dividend Comparison 2026

IEFA yields 3.46% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $389.00 in total portfolio value· pulled ahead in Year 10

INVESTMENT

TIME HORIZON10 years

IEFA

● Live price

3.46%

Share price

$91.80

Annual div

$3.18

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.0K

Annual income

$432.39

Full IEFA calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — IEFA vs QYLD

📍 QYLD pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IEFA	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IEFA + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

—

IEFA pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IEFA

Annual income on $10K today (after 15% tax)

$294.18/yr

After 10yr DRIP, annual income (after tax)

$367.53/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,442.88/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IEFA + QYLD for your $10,000?

IEFA: 50%QYLD: 50%

100% QYLD50/50100% IEFA

Portfolio after 10yr

$25.2K

Annual income

$3,045.85/yr

Blended yield

12.08%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IEFA buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Markwayne Mullin	🏛 Senate	$IEFA	▼ Sell	$15,001 - $50,000	2025-01-08
Markwayne Mullin	🏛 Senate	$IEFA	▲ Buy	$100,001 - $250,000	2024-11-27
Markwayne Mullin	🏛 Senate	$IEFA	▲ Buy	$100,001 - $250,000	2024-11-27
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Robert J. Wittman	🏢 House	$IEFA	▼ Sell	$1,001 - $15,000	2022-09-27
Robert J. Wittman	🏢 House	$IEFA	▼ Sell	$1,001 - $15,000	2022-05-10
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29
Joe Courtney	🏢 House	$IEFA	▲ Buy	$1,001 - $15,000	2020-10-09

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIEFAQYLD

Forward yield	3.46%	11.92% ✓
Annual dividend / share	$3.18 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.0K	$25.4K ✓
Annual income after 10y	$432.39	$5,659.31 ✓
Total dividends collected	$3.9K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: IEFA vs QYLD ($10,000, DRIP)

Year	IEFA Portfolio	IEFA Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$11,046	$346.09	$10,352	$1,192.36	+$694.00 → IEFA
2	$12,177	$357.28	$10,830	$1,347.57	+$1.3K → IEFA
3	$13,397	$368.08	$11,460	$1,539.07	+$1.9K → IEFA
4	$14,713	$378.48	$12,275	$1,777.84	+$2.4K → IEFA
5	$16,132	$388.48	$13,323	$2,078.95	+$2.8K → IEFA
6	$17,659	$398.06	$14,667	$2,463.34	+$3.0K → IEFA
7	$19,302	$407.24	$16,396	$2,960.57	+$2.9K → IEFA
8	$21,070	$416.02	$18,631	$3,612.97	+$2.4K → IEFA
9	$22,969	$424.40	$21,548	$4,482.15	+$1.4K → IEFA
10← crossover	$25,009	$432.39	$25,398	$5,659.31	$389.00 → QYLD

IEFA vs QYLD: Complete Analysis 2026

IEFA — Stock

The iShares Core MSCI EAFE ETF seeks to track the investment results of an index composed of large-, mid- and small-capitalization developed market equities, excluding the U.S. and Canada.

Full IEFA Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.