HomeCompareIFAFX vs XYLD

IFAFX vs XYLD: Dividend Comparison 2026

IFAFX yields 9.70% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 IFAFX wins by $12.7K in total portfolio value
10 years
IFAFX
IFAFX
● Live price
9.70%
Share price
$26.58
Annual div
$2.58
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$38.0K
Annual income
$1,784.50
Full IFAFX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — IFAFX vs XYLD

📍 IFAFX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIFAFXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, IFAFX + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IFAFX pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IFAFX
Annual income on $10K today (after 15% tax)
$824.19/yr
After 10yr DRIP, annual income (after tax)
$1,516.83/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $1,219.34/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IFAFX + XYLD for your $10,000?

IFAFX: 50%XYLD: 50%
100% XYLD50/50100% IFAFX
Portfolio after 10yr
$31.6K
Annual income
$2,501.76/yr
Blended yield
7.91%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IFAFX buys
0
XYLD buys
0
No recent congressional trades found for IFAFX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIFAFXXYLD
Forward yield9.70%10.98%
Annual dividend / share$2.58$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$38.0K$25.3K
Annual income after 10y$1,784.50$3,219.02
Total dividends collected$13.8K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: IFAFX vs XYLD ($10,000, DRIP)

YearIFAFX PortfolioIFAFX Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,670$969.64$10,818$1,098.39+$852.00IFAFX
2$13,544$1,057.51$11,738$1,222.51+$1.8KIFAFX
3$15,639$1,147.07$12,774$1,364.64+$2.9KIFAFX
4$17,972$1,237.86$13,944$1,527.86+$4.0KIFAFX
5$20,559$1,329.43$15,270$1,715.87+$5.3KIFAFX
6$23,420$1,421.34$16,775$1,933.09+$6.6KIFAFX
7$26,572$1,513.17$18,490$2,184.87+$8.1KIFAFX
8$30,037$1,604.55$20,450$2,477.63+$9.6KIFAFX
9$33,835$1,695.10$22,697$2,819.19+$11.1KIFAFX
10$37,987$1,784.50$25,280$3,219.02+$12.7KIFAFX

IFAFX vs XYLD: Complete Analysis 2026

IFAFXStock

The investment seeks to provide investors with current income while secondarily striving for capital growth. Normally the fund invests primarily in income-producing securities. These include equity securities, such as dividend-paying common stocks, and debt securities, such as interest-paying bonds. Generally at least 60% of the fund's assets will be invested in common stocks and other equity-type securities. The fund may also invest up to 30% of its assets in equity securities of issuers domiciled outside the United States, including issuers in developing countries.

Full IFAFX Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
📬

Get this IFAFX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

IFAFX vs SCHDIFAFX vs JEPIIFAFX vs OIFAFX vs KOIFAFX vs MAINIFAFX vs QYLDIFAFX vs JEPQIFAFX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.