Is IHCPF or MCD a better dividend investment in 2026?

IHCPF currently yields 3.63% with a 5% 5-year dividend growth rate. MCD yields 2.34% with 8.5% growth. The better choice depends on your goal: IHCPF offers higher current income.

What is the dividend yield difference between IHCPF and MCD?

IHCPF has a forward dividend yield of 3.63% ($0.36/share annually). MCD yields 2.34% ($7.26/share annually). The yield gap is 1.29 percentage points.

Home › Compare › IHCPF vs MCD

IHCPF vs MCD: Dividend Comparison 2026

IHCPF yields 3.63% · MCD yields 2.34%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 IHCPF wins by $4.05M in total portfolio value

INVESTMENT

TIME HORIZON10 years

IHCPF

● Live price

3.63%

Share price

$9.80

Annual div

$0.36

5Y div CAGR

68.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$4.13M

Annual income

$3,190,837.06

Full IHCPF calculator →

MCD

McDonald's Corporation

● Live price

2.34%

Share price

$310.79

Annual div

$7.26

5Y div CAGR

42.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$77.7K

Annual income

$25,833.37

Full MCD calculator →

Portfolio growth — IHCPF vs MCD

📍 IHCPF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IHCPF	MCD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, IHCPF + MCD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IHCPF pays

MCD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IHCPF

Annual income on $10K today (after 15% tax)

$308.86/yr

After 10yr DRIP, annual income (after tax)

$2,712,211.50/yr

MCD

Annual income on $10K today (after 15% tax)

$198.56/yr

After 10yr DRIP, annual income (after tax)

$21,958.36/yr

At 15% tax rate, IHCPF beats the other by $2,690,253.14/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of IHCPF + MCD for your $10,000?

IHCPF: 50%MCD: 50%

100% MCD50/50100% IHCPF

Portfolio after 10yr

$2.10M

Annual income

$1,608,335.22/yr

Blended yield

76.50%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

IHCPF

Analyst Ratings

Buy

Consensus: Buy

Altman Z

4.5

Piotroski

7/9

MCD

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$351.76

+13.2% upside vs current

Range: $320.00 — $385.00

Altman Z

4.9

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IHCPF buys

MCD buys

No recent congressional trades found for IHCPF or MCD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIHCPFMCD

Forward yield	3.63% ✓	2.34%
Annual dividend / share	$0.36	$7.26 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	68.5% ✓	42.3%
Portfolio after 10y	$4.13M	$77.7K ✓
Annual income after 10y	$3,190,837.06 ✓	$25,833.37
Total dividends collected	$4.02M	$57.7K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Discretionary
Analyst consensus	Buy	Buy

Year-by-year: IHCPF vs MCD ($10,000, DRIP)

Year	IHCPF Portfolio	IHCPF Income/yr	MCD Portfolio	MCD Income/yr	Gap
1← crossover	$11,312	$612.27	$10,812	$332.41	+$500.00 → IHCPF
2	$13,195	$1,090.72	$11,819	$488.02	+$1.4K → IHCPF
3	$16,122	$2,003.47	$13,111	$724.37	+$3.0K → IHCPF
4	$21,105	$3,854.89	$14,832	$1,091.05	+$6.3K → IHCPF
5	$30,530	$7,947.01	$17,219	$1,675.85	+$13.3K → IHCPF
6	$50,770	$18,102.97	$20,688	$2,641.85	+$30.1K → IHCPF
7	$101,731	$47,407.63	$25,990	$4,309.70	+$75.7K → IHCPF
8	$258,446	$149,593.76	$34,590	$7,351.77	+$223.9K → IHCPF
9	$875,011	$598,473.79	$49,535	$13,285.25	+$825.5K → IHCPF
10	$4,127,099	$3,190,837.06	$77,746	$25,833.37	+$4.05M → IHCPF

IHCPF vs MCD: Complete Analysis 2026

IHCPF — Stock

Inchcape plc operates as an automotive distributor and retailer. The company engages in the distribution, sales, and marketing of new and used cars, and parts. It also provides aftersales service and body shop repairs; and finance and insurance products and services. The company operates in the Asia Pacific, the United Kingdom, rest of Europe, the Americas, and Africa. Inchcape plc was founded in 1847 and is headquartered in London, the United Kingdom.

Full IHCPF Calculator →

MCD — Consumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.