HomeCompareILPMY vs EPRT

ILPMY vs EPRT: Dividend Comparison 2026

ILPMY yields 0.52% · EPRT yields 3.97%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EPRT wins by $44.6K in total portfolio value
10 years
ILPMY
ILPMY
● Live price
0.52%
Share price
$3.88
Annual div
$0.02
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.8K
Annual income
$0.05
Full ILPMY calculator →
EPRT
EPRT
● Live price
3.97%
Share price
$30.36
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$64.3K
Annual income
$13,170.85
Full EPRT calculator →

Portfolio growth — ILPMY vs EPRT

📍 EPRT pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodILPMYEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ILPMY + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ILPMY pays
EPRT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ILPMY
Annual income on $10K today (after 15% tax)
$43.81/yr
After 10yr DRIP, annual income (after tax)
$0.04/yr
EPRT
Annual income on $10K today (after 15% tax)
$337.37/yr
After 10yr DRIP, annual income (after tax)
$11,195.22/yr
At 15% tax rate, EPRT beats the other by $11,195.18/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ILPMY + EPRT for your $10,000?

ILPMY: 50%EPRT: 50%
100% EPRT50/50100% ILPMY
Portfolio after 10yr
$42.0K
Annual income
$6,585.46/yr
Blended yield
15.66%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

ILPMY
Analyst Ratings
1
Sell
Consensus: Sell
Altman Z
0.2
Piotroski
6/9
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+16.9% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ILPMY buys
0
EPRT buys
0
No recent congressional trades found for ILPMY or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricILPMYEPRT
Forward yield0.52%3.97%
Annual dividend / share$0.02$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%29%
Portfolio after 10y$19.8K$64.3K
Annual income after 10y$0.05$13,170.85
Total dividends collected$52.00$38.7K
Payment frequencyquarterlyquarterly
SectorStockREIT
Analyst consensusSellBuy

Year-by-year: ILPMY vs EPRT ($10,000, DRIP)

YearILPMY PortfolioILPMY Income/yrEPRT PortfolioEPRT Income/yrGap
1← crossover$10,726$25.77$11,212$512.01$486.00EPRT
2$11,489$12.92$12,689$692.09$1.2KEPRT
3$12,300$6.47$14,521$944.30$2.2KEPRT
4$13,164$3.23$16,841$1,302.88$3.7KEPRT
5$14,088$1.62$19,841$1,821.64$5.8KEPRT
6$15,075$0.81$23,818$2,587.47$8.7KEPRT
7$16,130$0.40$29,230$3,744.65$13.1KEPRT
8$17,259$0.20$36,816$5,540.38$19.6KEPRT
9$18,468$0.10$47,806$8,413.17$29.3KEPRT
10$19,761$0.05$64,324$13,170.85$44.6KEPRT

ILPMY vs EPRT: Complete Analysis 2026

ILPMYStock

Permanent TSB Group Holdings plc provides financial services to retail, and small and medium sized enterprises. It offers current accounts; retail, corporate, and institutional deposits; mortgages; consumer finance, including term loans, credit cards, and overdrafts; treasury assets; and wholesale funding services. The company also offers mobile and online banking services. It operates through a network of 25 branches in Dublin region, 25 branches in South and East region of the Republic of Ireland, 26 branches in North and West region of the Republic of Ireland. The company was formerly known as Irish Life & Permanent Group Holdings plc and changed its name to Permanent TSB Group Holdings plc in May 2012. Permanent TSB Group Holdings plc was founded in 1816 and is headquartered in Dublin, Ireland.

Full ILPMY Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
📬

Get this ILPMY vs EPRT comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

ILPMY vs SCHDILPMY vs JEPIILPMY vs OILPMY vs KOILPMY vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.