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ILPMY vs GBDC: Dividend Comparison 2026

ILPMY yields 0.52% · GBDC yields 11.85%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.76M in total portfolio value
10 years
ILPMY
ILPMY
● Live price
0.52%
Share price
$3.88
Annual div
$0.02
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.8K
Annual income
$0.05
Full ILPMY calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — ILPMY vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodILPMYGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ILPMY + GBDC cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
ILPMY pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ILPMY
Annual income on $10K today (after 15% tax)
$43.81/yr
After 10yr DRIP, annual income (after tax)
$0.04/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, GBDC beats the other by $13,930,873.86/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ILPMY + GBDC for your $10,000?

ILPMY: 50%GBDC: 50%
100% GBDC50/50100% ILPMY
Portfolio after 10yr
$10.40M
Annual income
$8,194,631.73/yr
Blended yield
78.81%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

ILPMY
Analyst Ratings
1
Sell
Consensus: Sell
Altman Z
0.2
Piotroski
6/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ILPMY buys
0
GBDC buys
0
No recent congressional trades found for ILPMY or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricILPMYGBDC
Forward yield0.52%11.85% ✓
Annual dividend / share$0.02$1.50 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%51.1% ✓
Portfolio after 10y$19.8K$20.78M ✓
Annual income after 10y$0.05$16,389,263.41 ✓
Total dividends collected$52.00 ✓$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusSellBuy

Year-by-year: ILPMY vs GBDC ($10,000, DRIP)

YearILPMY PortfolioILPMY Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$10,726$25.77$12,490$1,790.28$1.8K → GBDC
2$11,489$12.92$16,522$3,157.73$5.0K → GBDC
3$12,300$6.47$23,578$5,898.68$11.3K → GBDC
4$13,164$3.23$37,115$11,886.75$24.0K → GBDC
5$14,088$1.62$66,136$26,423.57$52.0K → GBDC
6$15,075$0.81$137,257$66,491.44$122.2K → GBDC
7$16,130$0.40$341,734$194,868.54$325.6K → GBDC
8$17,259$0.20$1,050,788$685,133.02$1.03M → GBDC
9$18,468$0.10$4,099,314$2,974,971.01$4.08M → GBDC
10$19,761$0.05$20,775,530$16,389,263.41$20.76M → GBDC

ILPMY vs GBDC: Complete Analysis 2026

ILPMY — Stock

Permanent TSB Group Holdings plc provides financial services to retail, and small and medium sized enterprises. It offers current accounts; retail, corporate, and institutional deposits; mortgages; consumer finance, including term loans, credit cards, and overdrafts; treasury assets; and wholesale funding services. The company also offers mobile and online banking services. It operates through a network of 25 branches in Dublin region, 25 branches in South and East region of the Republic of Ireland, 26 branches in North and West region of the Republic of Ireland. The company was formerly known as Irish Life & Permanent Group Holdings plc and changed its name to Permanent TSB Group Holdings plc in May 2012. Permanent TSB Group Holdings plc was founded in 1816 and is headquartered in Dublin, Ireland.

Full ILPMY Calculator →

GBDC — BDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.