HomeCompareIMCDY vs GBDC

IMCDY vs GBDC: Dividend Comparison 2026

IMCDY yields 2.41% · GBDC yields 11.86%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IMCDY wins by $126.82M in total portfolio value· pulled ahead in Year 8
10 years
IMCDY
IMCDY
● Live price
2.41%
Share price
$50.57
Annual div
$1.22
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$147.67M
Annual income
$136,776,080.54
Full IMCDY calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — IMCDY vs GBDC

📍 IMCDY pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIMCDYGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IMCDY + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IMCDY pays
GBDC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IMCDY
Annual income on $10K today (after 15% tax)
$205.06/yr
After 10yr DRIP, annual income (after tax)
$116,259,668.46/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, IMCDY beats the other by $102,276,544.70/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IMCDY + GBDC for your $10,000?

IMCDY: 50%GBDC: 50%
100% GBDC50/50100% IMCDY
Portfolio after 10yr
$84.26M
Annual income
$76,613,407.19/yr
Blended yield
90.93%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

IMCDY
Analyst Ratings
2
Buy
2
Hold
1
Sell
Consensus: Buy
Price Target
$72.50
+43.4% upside vs current
Range: $72.50 — $72.50
Altman Z
4.3
Piotroski
4/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IMCDY buys
0
GBDC buys
0
No recent congressional trades found for IMCDY or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIMCDYGBDC
Forward yield2.41%11.86%
Annual dividend / share$1.22$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%51.1%
Portfolio after 10y$147.67M$20.85M
Annual income after 10y$136,776,080.54$16,450,733.83
Total dividends collected$146.83M$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusBuyBuy
Analyst price target$72.50$14.00

Year-by-year: IMCDY vs GBDC ($10,000, DRIP)

YearIMCDY PortfolioIMCDY Income/yrGBDC PortfolioGBDC Income/yrGap
1$11,182$482.50$12,492$1,791.70$1.3KGBDC
2$12,974$1,008.51$16,527$3,160.58$3.6KGBDC
3$16,069$2,187.04$23,588$5,904.90$7.5KGBDC
4$22,257$5,063.19$37,141$11,901.65$14.9KGBDC
5$36,923$13,108.37$66,205$26,463.38$29.3KGBDC
6$80,155$40,647.07$137,452$66,612.65$57.3KGBDC
7$250,698$164,932.10$342,372$195,298.53$91.7KGBDC
8← crossover$1,232,456$964,209.27$1,053,292$686,954.33+$179.2KIMCDY
9$10,178,817$8,860,089.23$4,111,439$2,984,416.95+$6.07MIMCDY
10$147,667,415$136,776,080.54$20,849,974$16,450,733.83+$126.82MIMCDY

IMCDY vs GBDC: Complete Analysis 2026

IMCDYStock

IMCD N.V. distributes, markets, and sells specialty chemicals and ingredients in the Netherlands, rest of Europe, the Middle East, Africa, North America, South America, and the Asia-Pacific. The company offers enzymes, surfactants, biocides, chelates, rheology modifiers, solubilisers, silicones, solvents, and functional additives; active pharmaceutical, agrochemicals, biopharma, excipients and formulation, nutraceuticals, and regulated synthesis; actives, UV sunscreens, rheology modifiers, thickeners, emulsifiers, emollients, elastomers, humectants, waxes, film formers, functional powders, hair styling polymers, hair conditioners, solvents, solubilizers, pigments, pearls, colorants, opacifiers, pearlisers, preservatives, antioxidants, additives, fragrances, and essential oils; and resins and binders, additives, functional fillers, and specialty solvents. It also provides taste, texture, nutrition, and function; base oil, fuel addictive, lubricants addictive, lubricants finished fluids, solvents, degreasers and fuel, compounds, and upstream, midstream and downstream oil, gas and energy; bio-based chemicals, catalysts, intermediates, monomers, organic building blocks, processing aids, reactive diluents, solvents, and surfactants. IMCD N.V. was founded in 1995 and is headquartered in Rotterdam, the Netherlands.

Full IMCDY Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.