HomeCompareIMDZF vs BTI

IMDZF vs BTI: Dividend Comparison 2026

IMDZF yields 2.96% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IMDZF wins by $387.69M in total portfolio value· pulled ahead in Year 2
10 years
IMDZF
IMDZF
● Live price
2.96%
Share price
$85.10
Annual div
$2.52
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$387.73M
Annual income
$364,088,241.47
Full IMDZF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — IMDZF vs BTI

📍 IMDZF pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIMDZFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IMDZF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IMDZF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IMDZF
Annual income on $10K today (after 15% tax)
$251.46/yr
After 10yr DRIP, annual income (after tax)
$309,475,005.25/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, IMDZF beats the other by $309,472,636.61/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IMDZF + BTI for your $10,000?

IMDZF: 50%BTI: 50%
100% BTI50/50100% IMDZF
Portfolio after 10yr
$193.88M
Annual income
$182,045,514.05/yr
Blended yield
93.89%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

IMDZF
No analyst data
Altman Z
4.2
Piotroski
4/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IMDZF buys
0
BTI buys
0
No recent congressional trades found for IMDZF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIMDZFBTI
Forward yield2.96%5.38%
Annual dividend / share$2.52$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%11.3%
Portfolio after 10y$387.73M$37.7K
Annual income after 10y$364,088,241.47$2,786.64
Total dividends collected$385.97M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: IMDZF vs BTI ($10,000, DRIP)

YearIMDZF PortfolioIMDZF Income/yrBTI PortfolioBTI Income/yrGap
1$11,292$591.67$11,299$598.92$7.00BTI
2← crossover$13,331$1,248.78$12,794$703.91+$537.00IMDZF
3$17,020$2,755.69$14,518$829.07+$2.5KIMDZF
4$24,787$6,576.14$16,513$978.64+$8.3KIMDZF
5$44,424$17,901.66$18,827$1,157.84+$25.6KIMDZF
6$107,503$59,969.32$21,518$1,373.12+$86.0KIMDZF
7$386,284$271,255.29$24,657$1,632.46+$361.6KIMDZF
8$2,235,162$1,821,838.90$28,329$1,945.74+$2.21MIMDZF
9$22,095,835$19,704,211.78$32,637$2,325.33+$22.06MIMDZF
10$387,730,785$364,088,241.47$37,708$2,786.64+$387.69MIMDZF

IMDZF vs BTI: Complete Analysis 2026

IMDZFStock

IMCD N.V. distributes, markets, and sells specialty chemicals and ingredients in the Netherlands, rest of Europe, the Middle East, Africa, North America, South America, and the Asia-Pacific. The company offers enzymes, surfactants, biocides, chelates, rheology modifiers, solubilisers, silicones, solvents, and functional additives; active pharmaceutical, agrochemicals, biopharma, excipients and formulation, nutraceuticals, and regulated synthesis; actives, UV sunscreens, rheology modifiers, thickeners, emulsifiers, emollients, elastomers, humectants, waxes, film formers, functional powders, hair styling polymers, hair conditioners, solvents, solubilizers, pigments, pearls, colorants, opacifiers, pearlisers, preservatives, antioxidants, additives, fragrances, and essential oils; and resins and binders, additives, functional fillers, and specialty solvents. It also provides taste, texture, nutrition, and function; base oil, fuel addictive, lubricants addictive, lubricants finished fluids, solvents, degreasers and fuel, compounds, and upstream, midstream and downstream oil, gas and energy; bio-based chemicals, catalysts, intermediates, monomers, organic building blocks, processing aids, reactive diluents, solvents, and surfactants. IMCD N.V. was founded in 1995 and is headquartered in Rotterdam, the Netherlands.

Full IMDZF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.