Is IMFI or FCPT a better dividend investment in 2026?

IMFI currently yields 8.00% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: IMFI offers higher current income.

What is the dividend yield difference between IMFI and FCPT?

IMFI has a forward dividend yield of 8.00% ($2.00/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 1.95 percentage points.

Home › Compare › IMFI vs FCPT

IMFI vs FCPT: Dividend Comparison 2026

IMFI yields 8.00% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FCPT wins by $15.1K in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

IMFI

● Live price

8.00%

Share price

$25.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$34.0K

Annual income

$1,327.68

Full IMFI calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — IMFI vs FCPT

📍 FCPT pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	IMFI	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, IMFI + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

IMFI pays

FCPT pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IMFI

Annual income on $10K today (after 15% tax)

$680.14/yr

After 10yr DRIP, annual income (after tax)

$1,128.53/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, FCPT beats the other by $3,780.46/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IMFI + FCPT for your $10,000?

IMFI: 50%FCPT: 50%

100% FCPT50/50100% IMFI

Portfolio after 10yr

$41.5K

Annual income

$3,551.48/yr

Blended yield

8.55%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

IMFI

No analyst data

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IMFI buys

FCPT buys

No recent congressional trades found for IMFI or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricIMFIFCPT

Forward yield	8.00% ✓	6.05%
Annual dividend / share	$2.00 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$34.0K	$49.1K ✓
Annual income after 10y	$1,327.68	$5,775.28 ✓
Total dividends collected	$10.7K	$24.1K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: IMFI vs FCPT ($10,000, DRIP)

Year	IMFI Portfolio	IMFI Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1	$11,500	$800.16	$11,401	$700.92	+$99.00 → IMFI
2	$13,165	$860.00	$13,064	$864.84	+$101.00 → IMFI
3← crossover	$15,007	$920.10	$15,051	$1,072.48	$44.00 → FCPT
4	$17,038	$980.20	$17,442	$1,337.22	$404.00 → FCPT
5	$19,270	$1,040.03	$20,340	$1,677.08	$1.1K → FCPT
6	$21,718	$1,099.37	$23,880	$2,116.57	$2.2K → FCPT
7	$24,397	$1,157.99	$28,241	$2,689.36	$3.8K → FCPT
8	$27,320	$1,215.69	$33,660	$3,442.07	$6.3K → FCPT
9	$30,505	$1,272.30	$40,456	$4,439.95	$10.0K → FCPT
10	$33,968	$1,327.68	$49,063	$5,775.28	$15.1K → FCPT

IMFI vs FCPT: Complete Analysis 2026

IMFI — Stock

The investment seeks to track the investment results (before fees and expenses) of the Invesco Multi-Factor Income Index (the "underlying index"). The fund generally will invest at least 80% of its total assets in securities that comprise the underlying index. The underlying index is an index of other indexes and is comprised of component securities of such indexes (each, a "sub-index"). The underlying index is rebalanced monthly, and the fund will generally rebalance in accordance with the underlying index. It is non-diversified.

Full IMFI Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

📬

Get this IMFI vs FCPT comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

IMFI vs SCHD IMFI vs JEPI IMFI vs O IMFI vs KO IMFI vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.